3464 SUNSET KEY CIRCLE, #103, Punta Gorda, FL, 33955 | $525,000

You will know you found paradise when you drive by the row of majestic Royal Palms leading to the gated bridge and find a picturesque peninsula boasting pleasing architecture and mature vegetation. Nestled between two marina basins, discover a place that is truly transformative. Perched on the top floor, this beautifully appointed residence offers the ultimate in condo living. A private elevator whisks you directly into your residence that boasts an unparalleled floorplan, surrounded by pleasing light and welcomes in delightful breezes. This rare and highly desirable location offers wonderful open space and tropical scenery that is sure to be enjoyed from your lanai, and through the impact resistant windows, which showcase long open views to the east and a picturesque pond below. This versatile layout is ideal for entertaining and enjoys a pleasing color palette, crown moldings, plantation shutters and luxury vinyl flooring. The crisp white kitchen is flanked by two generously sized rooms and is designed for both function and gathering, offering an expansive breakfast bar, center island, generous counter space, and pull-out shelving in all lower cabinets for easy access and organization. The custom built in bar is a wonderful addition and will add to your entertaining experience. Slide open the glass doors to the two inviting tiled lanais that seamlessly extend the living space outdoors. Here you will live amongst the tree tops as you take in the warm southern sun while watching neighborhood activity and water below the rear lanai that extends the width of your residence. Both lanai's offer new glass enclosures for year round enjoyment, while the front lanai boasts floor to ceiling screening - a great place to enjoy your morning coffee. The primary suite is a serene retreat with sliding doors to the lanai, spacious walk-in closet, and a sprawling ensuite bath featuring expansive vanity with dual sinks, glass-enclosed shower, and a relaxing jetted tub. The top floor provides for an oversized guest room with an incredible supersized walk in closet to accommodate all of your supplies. The second guest room is being used as a home office/ bedroom and also provides comfortable accommodations. A handsome updated guest bath is situated in between and offers an attractive tiled walk-in shower with a frameless glass enclosure. Additional highlights include a new HVAC system (2023), and an attached two-car garage with epoxy flooring, built-in cabinetry, and a utility sink. This three bedroom residence is available furnished with tasteful pieces—allowing you to move right in and start enjoying the lifestyle. Emerald Isle’s building exteriors were recently repainted. Residents enjoy access to two heated community pool, a scenic waterfront walking path around the point as well as. Cable TV and Internet provided by the condo association. Burnt Store Marina is a highly sought after gated resort community that offers various amenities ala carte including tennis and pickleball, fitness , golf, SW Florida’s largest deepwater marina and two on-site restaurants.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Cable TV, Gated, Pool, Spa/Hot Tub
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: EMERALD ISLE CONDO
  • Year Built: 1997
  • Common Charge: $1,660 Annually
  • Approx Sq. Feet: 2,180
  • Est. Taxes: $6,565
  • Condo Fee: $875 Monthly
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina, Sidewalk
  • View: Water
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7520121
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/C7520121/3464sunsetkeycircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 11:47:06 AM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3464 SUNSET KEY CIRCLE, #103, Punta Gorda, FL, 33955

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $547 $547 $547
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,352 $2,515 $3,376
Total Monthly Payment $2,991 $3,154 $4,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.