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Under contract-accepting backup offers. Beautiful lakefront maintenance free home in gated community of Waterford, "Ashley Place". This home is open and spacious with lots of natural light, volume ceilings, panoramic views of lake with lighted fountain and only steps away from the Ashley Place pool (for Ashley Place only!). The square footage in this home gives you a nice "great room" plan and allows for a full dining area, living room and Florida room (could have multiple uses, BR3, den, office) all opening out to beautiful paver brick screened lanai area! Enjoy your morning coffee or afternoon "Happy Hour", great for entertaining or unlimited privacy and unlimited views from your lanai for sunrises to sunsets! Home is beautifully designed for 2 bedrooms and 2 baths and allows for a split bedroom plan giving privacy for all. Master bedroom with ensuite bathroom is complimented by French doors from family/living room and allows entry to the Florida room with sweeping lakefront views, Bathroom is complimented with double vanities with Corian counters, water closet, corner shower, giving ease for all. Bedroom room 2 has ensuite bath plus double closets and built in desk. Bathroom 2 has Corian counters, tub/shower and easy access from bedroom. Lots of closet space throughout this home is just one of the many upgraded features. Engineered hardwood flooring keeps a nice easy flow throughout most of the house. Kitchen is large and spacious with Corian counters, lots of cabinet area, pantry and adjacent to breakfast nook. Breakfast nook has bay window with Plantation Shuttters bringing in lots of light and Florida sunshine! Plantation Shutters compliment most ot the house along with other upgrades allowing easy transition for a new owner. List is available. Some of them include: new roof in 2019, new AC 2019 with I comfort WIFI thermostat, whole house fan, whole-home purification system, hurricane impact windows creating peaceful surroundings in and out including doors, newer gutters, custom sheer wrap vertical blinds, newer Generac 6000E generator, tublar skylite in dining room, Plantation shutters, the list goes on! 2 car garage has built in storage cabinets, utility sink, washer, dryer. Waterford is home to Tennis courts (Har-Tru), viewing deck, Pickle ball and basketball courts, Junior Olympic heated pool and spa, picinic area with grills and tables over paver brick, Clubhouse has updated kitchen, (Clubhouse is available for private parties) gym with state of the arts equipment, library, on site management. No CDD fees here! Golfing is not included but reasonable!
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Our Executive Mortgage Banker:
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,866 | $1,941 | $2,563 |
| Total Monthly Payment | $2,235 | $2,310 | $2,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.