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Rare coastal opportunity in Flagler Beach with ocean views out front and direct Intracoastal access out back. Located directly across from the beach along scenic A1A, this 3-story home offers 4 bedrooms, 4 bathrooms, an elevator, and spacious front and rear balconies on every level with decks replaced in 2025. The canal-front backyard is a boater’s dream with a private dock, boat lift, and boathouse, plus direct access to the Intracoastal for fishing, cruising, and enjoying the Florida waterfront lifestyle. Recent updates include impact doors and windows (2023), roof (2020), two HVAC units (2020), one HVAC unit (2025), interior and exterior trim paint (2023), whole-house water filtration and softener (2024), central vacuum (2024), automated blinds (2024), irrigation pump and tank (2024), washer and dryer (2023), and new countertops and sinks in the laundry room and primary bath (2025). Just steps to the sand and close to Flagler Beach restaurants, live music, and local charm, this home offers a hard-to-find combination of beach access, boating, views, and updated coastal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.223% | 6.164% |
| Monthly Tax Payment | $1,077 | $1,077 | $1,077 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,513 | $6,781 | $9,417 |
| Total Monthly Payment | $7,714 | $7,982 | $10,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.