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This Victorian in Woonsocket doesn't whisper its history it owns it. Four bedrooms, three full baths, and a whole lot of soul packed into a home that's lived a life and wears it well. Inside, the woodwork tells stories, anchored by a bold, old-school staircase that reminds you craftsmanship used to matter. The kitchen is big, bright, and honest the kind of place where real meals get cooked and conversations linger longer than planned. This house has been a "home" for the last ten years to anyone who needed it. If the walls could talk, they would tell tales of friendship, family, and compassion. Every room has its own mood, its own edge, its own reason for being refreshingly far removed from the grey-washed, cardboard-cabinet aesthetic that's taken over the market. Downstairs, a finished walk-out basement with an in-law suite and full bath adds flexibility without pretense. Out back, there's a private yard and an above-ground pool simple pleasures, summer nights, no nonsense. Off-street parking keeps life practical, while the oversized lot hints at possibility, even subdivision if you're feeling ambitious. Does it need work. . ? Yes, but it can be lived in until then. Close to highways, close to everything that matters. This is a house for people who want something real. A place to live, to gather, to make memories character intact, boredom not invited.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,725 | $2,874 | $3,858 |
| Total Monthly Payment | $3,207 | $3,356 | $4,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.