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Get ready to enjoy an amazing Florida lifestyle in this spacious 1, 853-square-foot townhome offering 2 bedrooms, 2. 5 bathrooms, and both a full-size family room and living room. Located in the Circle Square Woods neighborhood of On Top of the World, Ocala's premier, gated 55+ community known for top-of-the-line resort-style amenities, this home offers all of the living space you have been looking for. A tree-shaded front yard overlooks peaceful and beautifully manicured grounds with a park-like common area complete with a gazebo, providing a relaxing place to enjoy the outdoors. Golf cart access makes it easy to reach nearby shopping, dining, and essential services, and abundant community activities and amenities are only a short distance away. The versatile layout includes a full-size living room and a separate family room centered around a cozy stone-surround fireplace that adds warmth and character to gatherings with friends and family. The kitchen features stainless-steel appliances and a large center island overlooking the family room, perfect for meal prep and casual dining options. The stairway walls of this villa have also been constructed to allow for the installation of a motorized chair lift, making the upper level more easily accessible. The owner’s suite provides a generous retreat with plenty of room to unwind, along with an en suite bath that includes a spacious step-in shower with detailed tilework and a conveniently located linen closet. The guest bedroom also features its own private en-suite bath, while an additional half bath serves the main level. A covered rear patio and vinyl-fenced area create an inviting outdoor space ideal for pets, relaxation, or entertaining. Carefree living awaits as the monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, and 24/7 monitored gates. Kick back and unwind, or head out and enjoy the endless activities available in this vibrant community overflowing with top-tier amenities. Residents have access to three golf courses, indoor and outdoor pools, recreation centers, clubs, concerts, dedicated RV parking, and Veterans’ Park, along with golf cart access to nearby shopping centers and beautiful Shalom Park. Ideally situated off Hwy 200, OTOW is close to banks, restaurants, and medical facilities, and just a short 10-mile drive south of the World Equestrian Center.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $757 | $799 | $1,045 |
| Total Monthly Payment | $1,018 | $1,060 | $1,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.