2820 VARSITY TERRACE, Deltona, FL, 32738 | $309,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. **Offering $5, 000 seller concessions with full listing price. Seller Motivated** Welcome to this beautifully updated and thoughtfully designed home offering comfort, functionality, and modern upgrades. Step inside to find vaulted ceilings, oversized UV-protected tinted windows, and brand-new laminate flooring, creating a bright and airy living space filled with natural light.
The kitchen is equipped with new GE range and dishwasher, a hands-free flow sink, and opened living—perfect for everyday living and entertaining. The French doors lead to the backyard offering exclusive views of beautiful, aged trees and extending your living space outdoors to a covered, screened porch, ideal for relaxing year-round.
Additional upgrades include a new smart Ecobee thermostat, Ring camera system, new bathroom vanity, California closets, and a versatile FLEX ROOM that can be used as a home office, playroom, or guest space. The home features newer plumbing, a 2016 A/C, newer roof, and a recently serviced septic tank for added peace of mind.
Enjoy the convenience of a double-car garage, a long driveway accommodating up to six vehicles, and a new PVC mailbox. The property has been freshly painted inside and out, offering a truly move-in-ready experience.
This home combines modern updates, smart features, and functional spaces—perfect for your new home. The home is conveniently located only a few minutes from local grocery stores and restaurants, situated in a beautiful community with NO HOA or CDD fees. The seller is offering preferred lenders for additional concessions and first-time homebuyer programs you won't want to miss. Offering convenience and an opportunity to own your home with less hassle!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,816
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $3,748
  • Elem. School: Pride Elementary
  • Middle School: Heritage Middle
  • High School: Pine Ridge High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Touchless Faucet
  • MLS#: S5142378
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/S5142378/2820varsityterrace_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 5:49:42 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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2820 VARSITY TERRACE, Deltona, FL, 32738

$309,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,200 $247,200 $247,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,462 $1,542 $2,036
Total Monthly Payment $1,849 $1,929 $2,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.