637 BELTREES STREET, Dunedin, FL, 34698 | $399,000

Welcome to 637 Beltrees Street in beautiful Dunedin! This freshly renovated 2-bedroom, 1. 5-bath home—with a versatile bonus sunroom—sits in one of the most walkable locations in the city. You can walk, bike or golf cart to the Blue Jays Stadium, hop on the Pinellas Trail just steps away, and stroll or golf-cart to all of Downtown Dunedin’s shops, restaurants, breweries, marina, and waterfront. All of this—without being in a flood zone.

From the moment you pull up, the half-circle driveway, double gate for boat/RV parking, and one-car garage give you space and flexibility. The charming screened front porch is perfect for morning coffee or evening breezes.

Inside, the home features fresh paint, new vinyl plank flooring, newer windows, and an open kitchen with white cabinetry that gives the entire space a bright, airy feel. The retro-chic full bathroom features original teal tile with an updated vanity and tub/shower combo, and the additional half bath adds convenience for guests. Updated lighting, fixtures, and hardware throughout complete the modern refresh.

Step outside and imagine your future backyard oasis—there’s plenty of room for a pool, and the lush landscaping with palms and a jasmine-covered trellis creates a peaceful retreat. The brand-new vinyl fence offers privacy, and the patio is perfect for outdoor dining or entertaining.

Major updates provide peace of mind, including a 2017 A/C, a 2022 garage door!

Investment & Future Potential:
This property is zoned multifamily, offering the possibility of converting it into a duplex. You can also apply for bed-and-breakfast zoning if it’s used as your primary residence—creating unique income opportunities in one of Dunedin’s most desirable walkable districts.

Location is everything!! Walk to the Blue Jays Stadium, bike the Pinellas Trail, stroll to Edgewater Drive, or golf-cart anywhere downtown. Whether you’re searching for a primary home, a vacation getaway, or an investment property, this Dunedin gem offers charm, upgrades, location, and incredible versatility—all without flood zone worries. Schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 63 x 114
  • Laundry: In Garage
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,090
  • Acreage: 0.16
  • Lot Size: 63 x 114
  • Est. Taxes: $6,300
  • Lot Desc: City Lot
  • Pet Policy: Number Limit
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: TB8450874
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /prop/TB8450874/637beltreesstreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 5:47:06 PM)
Listing courtesy of KATIE DUCHARME REALTY, LLC   Phone: 727-492-8490

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

637 BELTREES STREET, Dunedin, FL, 34698

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $525 $525 $525
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,838 $1,939 $2,587
Total Monthly Payment $2,438 $2,539 $3,187

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.