17906 LORETTA LANE, Lutz, FL, 33548 | $849,900

Tucked away on a peaceful dead-end street in the heart of Lutz, this stunning lakefront home offers the perfect balance of privacy, space, and natural beauty. Situated on an expansive 0. 67-acre lot with stunning views of South Crystal Lake, this beautifully designed home features 3 bedrooms, 3 full bathrooms, a spacious office that can serve as a fourth bedroom, and a 3-car garage. With picturesque water views, this home invites you to enjoy an outdoor lifestyle like no other. Spend your mornings paddle boarding or kayaking from your private dock, and your evenings taking in a breathtaking westerly sunset. The quaint front porch and double glass entry doors welcome you inside. The warm, elegant interior is filled with upscale details including 12ft ceilings, plank wood flooring, crown molding, tray windows, plantation shutters, and thoughtfully designed architectural niches. The open-concept layout places the kitchen at the heart of the home, where you’ll find granite countertops, all-wood cabinetry, a large island with breakfast bar, and a stone backsplash. The eat-in dining nook, with its charming corner window, offers open views of the pool area. Formal living and dining rooms provide ideal spaces for entertaining, while the sun-lit living room features 8-foot sliding glass doors, tray windows, and a cozy gas firepl ce. The split-bedroom layout gives the master suite its own private wing, complete with pool access, tray ceilings, two walk-in closets, and a spa-like bathroom with dual vanities and a seamless step-down tile and glass shower. Step outside into the highlight of the home—a full screened-in pool area with a heated pool, spill-over spa, and stamped concrete patio, all designed for year-round enjoyment and views of the lake. Additional upgrades include automated sun shades, a whole-home propane powered generator for peace of mind, and a durable metal roof built to last. This rare lakefront gem offers peaceful seclusion with the freedom of no HOA or CDD, all while being just minutes from the conveniences of the city. Don’t miss the chance to make this exceptional property your forever home.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 100 x 200
  • Laundry: Laundry Room
  • Year Built: 1999
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,534
  • Acreage: 0.69
  • Lot Size: 100 x 200
  • Est. Taxes: $10,836
  • Lot Desc: Street Dead-End
  • View: Water
  • Pool: Gunite, In Ground, Screen Enclosure
  • Appliances: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor
  • MLS#: TB8468021
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/TB8468021/17906lorettalane_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/27/2026 12:11:19 PM)
Listing courtesy of GUARDIAN REAL ESTATE SERVICES   Phone: 813-767-2582

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17906 LORETTA LANE, Lutz, FL, 33548

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.385% 6.223%
Monthly Tax Payment $903 $903 $903
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,022 $4,186 $5,738
Total Monthly Payment $5,017 $5,181 $6,733

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.