12392 NE 48TH LOOP, Oxford, FL, 34484 | $299,900

NEED SPACE?! Is your family growing? With 4 bedrooms, 3 and a half bathrooms this home is your perfect fit! Walk into brand new Luxury Vinyl Plank flooring throughout the downstairs, large Living/Dining rooms with a combined space for flexibility! Fresh paint! The Kitchen offers a breakfast bar, an abundance of counter space and cabinetry. Side by side refrigerator, Large double door pantry closet and a Stainless Steel farm sink! There is a half bath downstairs for convenience. Upstairs you will discover laminate flooring throughout, the laundry closet with a washer and dryer! Four bedrooms and three bathrooms! New lights with fans and spacious rooms. The Primary suite has a huge walk in closet and a private bath with double vanity, private water closet and an oversized tiled shower. The backyard is private and ready for a barbeque enclosed by a vinyl privacy fence. This home offers a large open but covered patio in the back and small covered patio in the front. It features a two car garage. The community is family friendly and is loaded with amenities. Just to mention a few, a community pool, club house, playground, tennis courts and so much more! Here are some important dates, Roof 2025, HVAC and HWH 2013. This is a great opportunity to own in a community that is close to shopping, restaurants and easy access to CR 466.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Playground, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Closet, Upper Level
  • Style: Contemporary
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,002
  • Acreage: 0.09
  • Est. Taxes: $3,350
  • HOA Fee: $80 Monthly
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5107252
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/G5107252/12392ne48thloop_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/15/2026 11:42:28 PM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-259-4900

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12392 NE 48TH LOOP, Oxford, FL, 34484

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,419 $1,477 $1,944
Total Monthly Payment $1,773 $1,831 $2,298

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.