882 LUCAS LANE, Oldsmar, FL, 34677 | $530,000

This lovely villa offers the ultimate lifestyle experience in one of the most loved sections of the East Lake Woodlands golf course community. Tucked away off of the main road you have the luxury of enjoying a morning walk or starting your day with a cup of coffee on your screened lanai that has a peaceful water view and wildlife for your viewing pleasure. Add to that the opportunity to join The Ardea Country Club(which is optional) which boasts of two championship golf courses plus several dining experiences. If golfing is not your thing there is always tennis, pickle ball and your own community pool. This home is ready for the new owner and is beautifully appointed with upgrades.
The open floor plan of the home currently is designed with an office and 2 bedrooms but could easily be transitioned to a third bedroom. When the weather turns chilly there is a cozy fireplace and a wet bar in the spacious great room. A large covered screened lanai is a perfect place for gathering with friends and family. Not only does the neighborhood have many recreational and dining experiences within but also many choices close by. New A/C, freshly painted interior, park like landscaping and many benefits covered by your HOA fees.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,685
  • Acreage: 0.13
  • Est. Taxes: $2,693
  • HOA Fee: $575 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8468593
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/TB8468593/882lucaslane_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 4:11:54 AM)
Listing courtesy of ELGIN COMPANY   Phone: 727-481-2435

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

882 LUCAS LANE, Oldsmar, FL, 34677

$530,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $424,000 $424,000 $424,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,508 $2,645 $3,464
Total Monthly Payment $2,824 $2,961 $3,780

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.