829 E GULF BOULEVARD, #107, Indian Rocks Beach, FL, 33785 | $495,000

***NET LIST PRICE = $453, 000*** (approximately $42, 000 INSTANT VALUE CREDIT TOWARDS YOUR RENO for white box repairs). DEEP SAILBOAT WATER WITH PERSONAL BOAT SLIP. LONG INTRACOASTAL VIEWS (arguably the best in the complex due to the unit's central position). This is a rare value-add opportunity to create a custom waterfront residence, second home, or investment property in one of Florida’s most desirable beach communities. ACV appraisal was completed for the complex and is available for your review of initial FEMA renovation allowance. 6 MONTH MINIMUM RENTAL, PET FRIENDLY ASSOC. (2 pets up to 30 lbs each). LARGE DRIVEWAY, PRIVATE GARAGE and COURTYARD. Location is unbeatable! In addition to direct Intracoastal access, the property is positioned mere steps from multiple Indian Rocks Beach (IRB) access points, where miles of sandy shoreline, turquoise Gulf waters, and unforgettable sunsets await. IRB is an outstanding and highly desirable beach community with a ton of fun in the sun activities for all to enjoy. Several parks including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds and dog park. Golf cart friendly, several community events throughout the year, great local restaurants, coffee shops and beach boutiques all within the IRB community. You won’t want to leave IRB, but if you have to, it is easy access to anywhere in Pinellas, Tampa and local airports. View the 3D tour for an instant walkthrough and schedule a private showing today.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Garage
  • Complex: LA HACIENDA CONDO
  • Year Built: 1973
  • Common Charge: $665 Monthly
  • Approx Sq. Feet: 1,200
  • Est. Taxes: $3,408
  • Lot Desc: FloodZone, City Lot, In County, Near Public Transit
  • View: Water
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Number Limit, Yes
  • Appliances: None
  • MLS#: TB8463648
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8463648/829egulfboulevard_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 11:32:08 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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829 E GULF BOULEVARD, #107, Indian Rocks Beach, FL, 33785

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $284 $284 $284
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,372 $2,471 $3,234
Total Monthly Payment $2,731 $2,830 $3,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.