734 NEW JERSEY STREET, Clearwater, FL, 33756 | $319,990

If you are looking for Function, Comfort & Potential, you are going to love this home located on the Clearwater/Largo line, offering an incredible opportunity to own a property with ENDLESS POSSIBILITIES! The home has been modestly updated and features a functional layout with inviting living spaces, a spacious kitchen with warm cabinetry, STAINLESS STEEL APPLIANCES, ample counter space, and an in-kitchen dining area. The carpeted living room and bedrooms add warmth and comfort, creating a cozy and welcoming atmosphere throughout the home. All three bedrooms are generously sized, providing flexibility for a variety of lifestyles. The third bedroom is currently being used as a home office, making this home an excellent option for work-from-home professionals, entrepreneurs, or anyone needing a dedicated FLEX SPACE without sacrificing bedroom count. The bathroom has been beautifully updated, featuring modern finishes and a TUB/SHOWER COMBINATION, offering both style and functionality. Step outside and you’ll immediately appreciate the LARGE LOT this home sits on, a rare find in this area, with plenty of room to PARK YOUR RV, BOAT OR EXTRA VEHICLES. There is also ample space to add an ADU/MOTHER-IN-LAW SUITE, making this property ideal for INCOME POTENTIAL, a guest house, or MULTI-GENERATIONAL LIVING, the possibilities are endless! With a few updates & thoughtful landscaping, this property will truly shine. The backyard can offer privacy, room to expand, and space to create your own outdoor oasis — perfect for entertaining, gardening, or future enhancements. A covered porch adds additional flexibility for outdoor living year-round. Conveniently located just 15 minutes from Clearwater Beach and Downtown Dunedin, you’ll enjoy easy access to dining, shopping, breweries, and entertainment. Daily conveniences such as shopping, restaurants, and grocery stores are just minutes away. For ease of travel, PIE Airport is approximately 20 minutes away and Tampa International Airport is about a 30-minute drive. This property is all about potential — whether you’re a buyer looking to personalize a space, a work-from-home buyer seeking flexibility, or an investor focused on value and future expansion, this home, and the land it sits, on offer unlimited possibilities in a prime Clearwater/Largo location.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 53 x 150
  • Laundry: Laundry Room
  • Year Built: 1945
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,333
  • Acreage: 0.18
  • Lot Size: 53 x 150
  • Est. Taxes: $3,420
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8460808
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/TB8460808/734newjerseystreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 5:41:40 AM)
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY   Phone: 727-489-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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734 NEW JERSEY STREET, Clearwater, FL, 33756

$319,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,992 $255,992 $255,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,576 $1,616 $2,126
Total Monthly Payment $1,936 $1,976 $2,486

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.