35 Mohawk Circle, Ferndale, NY, 12734 | $725,000

?? Imagine This: Your Dream Home in Swan Lake, NY Welcome to a sprawling country residence tucked away in one of the Catskills’ most peaceful pockets — Swan Lake, New York. This 5-bedroom, 3-bath home is the kind of place where everyday feels like a weekend getaway. ?? Property & Lot Sits on a huge, lush lot with plenty of open space — perfect for gardening, outdoor entertaining, or even adding extra structures like a workshop, garage, or guest cottage. Some surrounding homes sit on acreage or oversized parcels, showing the area’s generous land offerings. Whether the yard slopes to woods or fields, the expansive property gives you room to breathe and explore — a rare find close to lakes, forest trails, and Sullivan County’s scenic backroads. ?? Interior Layout 5 bedrooms — ample for a large family, visiting friends, or flexible home office/creative spaces. 3 full bathrooms — sliders, soaking tubs, or updated tile showers give comfort and privacy to everyone. Large living spaces flow from room to room, with big windows and light-filled rooms — ideal for everyday living and entertaining. A generous kitchen — maybe with a farmhouse sink, island workspace, and pantry — becomes the heart of the home. EVERYTHING is BRAND NEW and ready to use. FULLY FURNISHED ?? Outdoor Living Your own above-ground pool sits in the backyard, surrounded by deck space for lounging, grilling, or al fresco dining under the stars. Plenty of open lawn and garden areas offer endless possibilities — you could plant fruit trees, add a playset, or carve out walking paths through the woods. ?? Location Vibes Swan Lake offers classic Catskills lifestyle: gentle country roads, seasonal foliage, and quick drives to lakes, hiking trails, and local farms. Properties nearby include homes with acreage and outdoor amenities, reflecting the area’s appeal for buyers who want space and quiet beauty near lakes and nature.

Features

  • Rooms: 8
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Hi Ranch
  • Year Built: 2000
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished
  • Approx Sq. Feet: 1,144
  • Acreage: 0.14
  • Est. Taxes: $5,486
  • HOA Fee: $560 Annually
  • Lot Desc: Cleared
  • Elem. School: Liberty Elementary School
  • Middle School: Liberty Middle School
  • High School: Liberty High School
  • School District: Liberty
  • Pool: Yes
  • Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Refrigerator, Washer, Oil Water Heater
  • MLS#: 955211
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/955211/35mohawkcircle_ferndale_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of 2020 iRealty   Phone: 347-620-2040

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35 Mohawk Circle, Ferndale, NY, 12734

$725,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $457 $457 $457
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,431 $3,571 $4,701
Total Monthly Payment $3,980 $4,120 $5,250

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.