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Under contract-accepting backup offers. FANTASTIC PRICE for this 2022 VILLA - SEIZE THE OPPORTUNITY on this BARELY LIVED IN VILLA! Discover this newer-built 3-bedroom, 2-bath CAREFREE VILLA nestled in the highly sought-after, premier GATED community of TERRA VISTA AT CITRUS HILLS. Buy for less than you can build! Seasonal owners have barely lived in the home. Situated 157 FT ABOVE SEA LEVEL. No need for flood insurance offers peace of mind at inland location where you're safeguarded from storm surge. HIGH-QUALITY CONSTRUCTION exceeds insurance standards. Modern features & upgrades abound. Complete with window treatments, ceiling fans, and more - has all the things you'd need to add when buying new construction. Thoughtfully designed with the most coveted UPGRADES, including: Elegant GLASS ENTRY DOOR, Durable & stylish Luxury Vinyl Plank (LVP) flooring in living & wet areas, classic CROWN MOLDING, Premium STAINLESS Steel Appliances, GRANITE counters, & more. Additional conveniences, like window treatments, ceiling fans, pull-out trash bin, Ecobee WiFi (Smart) Thermostat & Ring doorbell, are already installed—unlike new construction homes—saving you time, money, & effort. A smart layout for effortless living - OPEN FLOOR PLAN, split bedroom design, & flex space offer the perfect balance of comfort & functionality. With its covered, screened lanai, this home invites you to enjoy Florida’s natural beauty year-round. Open the sliding doors during cooler months to expand your living space & let the outdoors in half the year. The kitchen boasts ample storage & counter space while keeping you connected to the activity in the great room—a dream for entertaining or casual family gatherings. You're sure to love the view of the awesome backyard. Attached 2-car garage & interior laundry room provide additional storage & convenience. This is "Living at its Finest" - Terra Vista at Citrus Hills offers WORLD-CLASS AMENITIES, making it easy to embrace the Florida lifestyle you’ve been dreaming of. Newer construction homes offering this level of value & convenience don’t come along every day at this price. Skip the wait to build & start living your best life now. Quick closing is possible. Don’t let this opportunity slip away—schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,724 | $2,333 |
| Total Monthly Payment | $2,129 | $2,218 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.