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***NEW PRICE***Welcome home to the heart of The Villages, Florida! This stunning 2 bedroom, 2 bath Austin ranch home at 2002 Cedar Ridge Pl in the sought-after Village of Liberty Park is beautifully upgraded – ready for immediate enjoyment of your active retirement lifestyle.
Key Upgrades & Features for Peace of Mind & Modern Living:
**NEWER ROOF (2022) and HVAC (2019) – major systems updated!
**NO CARPET anywhere – beautiful neutral tile and laminate flooring throughout for easy care and a fresh, contemporary look
**REMODELED KITCHEN with GRANITE countertops, newer BLACK STAINLESS STEEL appliances, NATURAL GAS range, pull-out shelves in all cabinets, maple shaker-style cabinets with crown molding, farm-style stainless steel single basin sink with designer gooseneck faucet
**REMODELED MASTER ENSUITE featuring granite counters, DOUBLE VANITY, large walk-in tiled shower, pocket door entry, and spacious walk-in closet with custom shelving
**Walk-in closet in guest bedroom too
**ENCLOSED LANAI under heat & air – Private (NO KISSING LANAI here) with tile flooring, privacy vertical shades, framed windows, an additional 240 sf of year-round living space
**VOLUME CEILINGS with KNOCK-DOWN TEXTURE (no popcorn ceilings) for an open, airy feel
**Prime CORNER LOT with extended concrete driveway, front & back patios, and excellent curb appeal
**Garage extras: REMOTE SCREEN DOOR, painted floor, pull-down metal steps for easy attic access
**LOW BOND ($5, 183. 52) – great value in this amenity-rich community
**Unbeatable Location – Golf Cart Paradise! Just a short, scenic golf cart ride (under 3 miles) to the vibrant Lake Sumter Landing Market Square – with its waterfront dining, shopping, live entertainment, events, and nightlife. Also close to Brownwood Paddock Square, multiple regional recreation centers (SeaBreeze, Lake Miona), Cane Garden Country Club & Championship Course, neighborhood pools, countless golf courses, pickleball, trails, and endless The Villages amenities. Quick access to everything that makes this 55+ community legendary!
This exceptional, move-in-ready gem offers incredible value and the sunny, warm Florida lifestyle you've been dreaming of. Don't wait – schedule your showing today before it's gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$298,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $238,400 | $238,400 | $238,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,428 | $1,916 |
| Total Monthly Payment | $1,754 | $1,828 | $2,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.