125 ISLAND WAY, #304, Clearwater Beach, FL, 33767 | $944,900

One or more photo(s) has been virtually staged. MOTIVATED SELLER, NOW IS THE TIME TO PURCHASE, BRING AN OFFER! Direct Intracoastal living in the heart of Clearwater's very prestigious, "Island Estates"! This home has it's own DOCK and is available for purchase, your option. This is where everyday life centers around the water, the beach, and the ability to get out and enjoy both at a moment’s notice. This never lived in, newer construction luxury residence, delivers a clean modern design, with an open layout that keeps the focus exactly where it should be—out toward the water, and the lifestyle that comes with it.
The living space flows seamlessly from the kitchen through the main living area, and out to a private 30x10 foot balcony, creating a natural extension of indoor and outdoor living. The kitchen is finished with quartz countertops, high end stainless steel appliances, and a large island that anchors the space for both everyday use and gathering. Natural light carries throughout, and the overall feel is fresh, open, and easy to live in.
The primary suite is positioned for privacy with a spacious layout, walk-in closet, and a well-designed bath that keeps everything simple and functional. Secondary bedrooms are thoughtfully separated, giving flexibility for guests, a home office, or additional living space depending on how you use the home.
What truly sets this opportunity apart is the ability to pair the residence with private dock access, again available separately. For buyers focused on boating, this is where the value shifts—direct water access, the ability to be out on the Intracoastal in minutes, and quick access to the open Gulf. It’s the piece that turns this impeccable home into a complete waterfront lifestyle.
Located right by Clearwater Beach, dining, shopping, and everything Island Estates is known for, this is a low-maintenance way to step directly into one of the most sought-after coastal areas in Tampa Bay.
If you’ve been watching this building or waiting for the right unit to line up with how you actually want to live, this is the one to take a serious look at, everything you need is close by, it’s the kind of place where you can go from a normal morning, to being on the water or at the beach in minutes.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Complex: DOLPHIN HARBOUR CONDO
  • Year Built: 2023
  • Approx Sq. Feet: 1,850
  • Acreage: 1.55
  • Est. Taxes: $15,344
  • Condo Fee: $1,246 Monthly
  • Water Front: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: TB8468545
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /prop/TB8468545/125islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 11:02:50 AM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

125 ISLAND WAY, #304, Clearwater Beach, FL, 33767

$944,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $755,920 $755,920 $755,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $1,279 $1,279 $1,279
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,532 $4,593 $6,379
Total Monthly Payment $5,903 $5,964 $7,750

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.