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FHA APPROVED FOR A SHORT TIME!!! Welcome to this magnificent all-ages, turnkey 2-bedroom, 2-bath lakefront villa, perfectly located near the beach and popular shopping destinations. Nestled within the charming and highly sought-after Pine Ridge North II community, this home has been freshly painted and completely remodeled throughout. The villa features a brand-new, beautifully designed kitchen with granite countertops and stainless-steel appliances, along with two fully renovated bathrooms. Tile flooring runs throughout the home, and a stunning skylight in the living area fills the space with abundant natural light. Enjoy breathtaking lake views the moment you step inside from the spacious Florida room/sunroom/office area. This versatile space is under air and opens to serene lake views, making it perfect for relaxation or work. Also beautiful views from the comfort of the master bedroom, which includes a walk-in closet. Additional highlights include a brand-new A/C unit, new screens on all sliding glass doors, and a large storage room for added convenience. The home also offers an assigned parking space directly outside the front door, along with ample guest parking. HOA amenities include a clubhouse, heated pool, tennis courts. bocce ball, and shuffleboard. The association covers roof maintenance and replacement, building insurance, landscaping, and cable. For added peace of mind, the home is equipped with full hurricane accordion shutters throughout. Don't miss this exceptional opportunity -this villa offers the perfect blend of comfort, convenience, and community living. Welcome home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,120 | $207,120 | $207,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,209 | $1,275 | $1,679 |
| Total Monthly Payment | $1,379 | $1,445 | $1,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.