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Welcome to 376 ValVerde Lane--a stunning Toll Brothers concrete block and stucco home nestled in the heart of beautiful St. Augustine, Florida. Impeccably maintained, this four-bedroom, three-bath residence with a pool offers the perfect blend of family living and serene retreat.
Step inside to an open-concept living area bathed in natural light, with elegant finishes that create a warm, inviting atmosphere. The gourmet kitchen features stainless steel appliances, granite countertops, a tile backsplash, and a large island, complemented by a breakfast nook and sliders to the lanai, all flowing into the family room with tile floors and plantation shutters. A gas fireplace rounds out the cozy vibe.
A formal dining room with crown molding and accent woodwork pairs with a mirrored formal living room--ideal as a home office or flex space. The primary suite is a true retreat, offering a generous layout, tray ceiling, plantation shutters, wood floors, a spacious closet, and an en suite bath The ensuite features dual vanities, a tiled shower with ample space, and a luxurious soaking tub. The split floor plan places bedrooms two and threealso with wood floorson the opposite side, sharing a stylish second bath. Upstairs, the fourth bedroom offers a private retreat with its own full bath.
Outside, your private backyard oasis awaitsperfect for entertaining or relaxing in the Florida sun by your pool and gas-heated spa. Lush landscaping and a fully fenced yard anchor this home in a cul-de-sac, offering an oversized yard in the desirable Tuscany Ridge of St. Augustine Shores. Minutes from historic St. Augustine, pristine beaches, shopping, dining, and an 18-hole public golf course, plus the Riverview Clubhouse with activities and an Olympic-size pool on the Intracoastal. Experience coastal living at its finestshort-term rentals are permitted!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $301 | $301 | $301 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,947 | $3,955 |
| Total Monthly Payment | $3,148 | $3,340 | $4,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.