21 Mainland Lakes Drive, Bluffton, SC, 29910 | $493,000

Private lagoon and wooded views. Gated community living. Rare in-law suite with private entrance. Prime Bluffton location near Savannah.

This 2021 Palmera II model is positioned on a premium lot in the gated The Lakes at New Riverside community and offers one of the most private settings in the neighborhood, overlooking a tranquil lagoon and protected wooded area with direct access to the New Riverside Trail system.

Inside, the open-concept layout creates seamless flow from the foyer into expansive living and dining spaces filled with natural light. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, a massive center island, abundant cabinet storage, GE Profile stainless steel appliances, a natural gas cooktop, and double ovens. A standout feature is the private-entry in-law suite, perfect for multigenerational living, extended guests, long-term stays, or a secluded home office. Flexible livinglike this is rare in Bluffton. Efficiency and comfort upgrades include a tankless water heater, natural gas furnace, reinforced attic flooring with pull-down access for substantial storage, double sets of built-in garage cabinetry, and a fully fenced backyard. Residents enjoy resort-style amenities including gated entry, a zero-entry community pool, clubhouse, green space, and miles of paved walking and biking trails. Located near the front gate for convenient access, the home is just minutes from May River Road shopping and dining, a short drive to Hilton Head Island beaches, and convenient to Savannah, GA. This home delivers privacy, flexibility, and lifestyle in one of Bluffton's most connected communities.

Features

  • Amenities: Pickleball, Pool, Walking Trail
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Ranch
  • Development: Bluffton
  • Year Built: 2021
  • Heating: Natural Gas, Central
  • Cooling: Central Air
  • Basement: No
  • Approx Sq. Feet: 2,175
  • Acreage: 0.16
  • Est. Taxes: $2,997
  • HOA Fee: $147 Monthly
  • View: Water, Trees/Woods
  • Appliances: Gas Range, Dishwasher, Dryer, Microwave, Refrigerator
  • MLS#: 194191
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/194191/21mainlandlakesdrive_bluffton_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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21 Mainland Lakes Drive, Bluffton, SC, 29910

$493,000

The Prud'homme Team

Sales Associates

William Raveis Real Estate

Phone: 843.341.5660

ThePrudhommeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $394,400 $394,400 $394,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $250 $250 $250
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,365 $2,461 $3,275
Total Monthly Payment $2,690 $2,786 $3,600

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.