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Set on 1. 25 acres in Charlotte Ranchettes, this one-of-a-kind Punta Gorda property offers space, flexibility, and true country living without sacrificing convenience. Just off the paved road, this 4-bedroom (2 of the bedrooms have walk in closets), 2-bath (both full bathrooms have been remodeled) home features over 2, 000 square feet of living space, all on one level, with tile flooring throughout, ceiling fans, and a functional layout designed for everyday comfort. The Wood paneled Bar area is flanked by 2 outdoor decks overlooking the open yard.
Outside is where this property truly shines. The expansive, AG-zoned lot is already set up for those dreaming of a homestead, complete with dedicated goat and pig pen areas and a chicken coop, there is also an outbuilding, a shed with an attached cover, and there is plenty of open space to expand, garden, or simply enjoy the peaceful surroundings. Whether you’re raising animals, parking recreational vehicles, or creating your own outdoor retreat, the land offers endless possibilities.
Additional highlights include a well and septic system, no HOA or deed restrictions, and a flood zone X designation. There is a 50-amp outlet in the crawl space under the house across from the concrete pad where an RV can be parked. Located just minutes from I-75, Punta Gorda Airport, shopping, dining, and downtown Punta Gorda, this property offers the perfect balance of rural charm and everyday accessibility.
If you’ve been searching for acreage, freedom, and room to live life your way, this is it. Schedule your showing today.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,885 | $1,988 | $2,691 |
| Total Monthly Payment | $2,247 | $2,350 | $3,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.