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A beautiful, well-appointed house in the desirable Citrus Hills Community, Canterbury Lakes Estates in Hernando, Florida. When you walk into the house, your eyes are immediately drawn to the open, well-designed kitchen with plenty of workspace, granite countertops, a high breakfast bar, stainless steel appliances, and a tiled backsplash. Attractive lights over the breakfast bar for added light. Lots of pantry space and room for your kitchen table and chairs. The living room and annex dining room have 18x18 tile floors; the living room opens up to the lanai through the glass sliding doors. A wonderful gas fireplace with stack stones complements the room. The living and kitchen walls have crown molding. A private main suite has plenty of room for your bedroom furniture. Fan and crown molding are added features. Between the main bedroom and the bathroom are two walk-in closets. The bathroom has the same granite countertops as the kitchen: two sinks, a large mirror, and a tiled walk-in shower. Two more bedrooms are perfect for family, guests, or an office/den. Plenty of closet space, and they are on the opposite side of the house. The additional bathroom has a combo shower/tub and a sink. All bedrooms have new, neutral carpet. Extra underlayment for a plush feel! The laundry room is inside the house, with a washer and a gas dryer for your convenience. There is an additional water connection if you would like to install a utility sink. The lanai has travertine tiles, as does the front door porch. The screened-in lanai also has a TV that conveys with the home The large 2-car garage, with a tastefully coated floor, features an automatic roll-down screen covering the entire width and height of the garage door. Keeps the bugs out but provides for extra fresh air when the weather permits! The backyard has a fenced-in section. Behind the fence is space for gardening, including vegetables, fruit trees, and more. The tastefully landscaped yard is a lovely sight. Roof 2021, AC 2021, Water Heater 2021, new garage screen 2025. The house, including the garage and lanai, has extra insulation. Propane gas is supplied in the neighborhood. The refrigerator in the kitchen does not transfer and will be replaced. Canterbury Lakes has the mandatory Citrus Hills Membership, which offers many amenities and activities. The community has its own community pool, clubhouse, tennis, pickleball, basketball, and a small lake. Very close to the Withlacoochee Rails to Trails 48-mile bike trail. Shopping is within 10 driving minutes. The Suncoast Parkway entrance to South Florida is within 10 minutes driving distance. Just a wonderful place to be!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,793 | $2,358 |
| Total Monthly Payment | $1,919 | $1,986 | $2,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.