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AWESOME HOME FOR SALE! Comes with Americas Preferred 1 Year HOME WARRANTY!
Comfortable Multi-Family Property with Private Yard in Lake Palms Well-maintained duplex located on a quiet street in the Lake Palms subdivision of Largo. This solid masonry, single-story property offers two units situated on an oversized lot with mature trees and a private yard setting. Clean curb appeal with a concrete walkway, fresh exterior presentation, and ample green space enhances the overall comfort and livability of the property. 600 SF storage room in Middle of structure can be converted as additional living space to either unit. Currently used as storage by unit A. Updates from 2020 to 2023 include New Plumbing and sewer line, New Bathrooms, 1 new water heater, New ac condensers, New roof, New flooring and interior updates. TE pay utilities. Each unit features a comfortable layout with generous natural light, durable flooring, and central heating and air. The property has been cared for and offers practical living spaces designed for everyday comfort and ease of maintenance. Flood Zone X. Conveniently located near E Bay Drive with quick access to shopping, dining, medical facilities, and major commuter routes, while remaining tucked into a quiet residential neighborhood. Ideal opportunity for investors or owner-occupants seeking a well-located multi-family property in central Pinellas County.
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Our Executive Mortgage Banker:
Our Insurance Division:
$568,973
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,178 | $455,178 | $455,178 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $570 | $570 | $570 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,514 | $2,693 | $3,629 |
| Total Monthly Payment | $3,176 | $3,355 | $4,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.