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** BEST BUY IN VILLAS OF LAKE ARBOR! ** Centrally located neighborhood in the heart of Clearwater! Spacious screen patio upon entry, excellent spot to sit outdoors and enjoy a cocktail! Step inside and this home boasts an excellent floor plan featuring a spacious great room with vaulted ceilings and an extra bonus room in the back. Bonus room would make for a nice sunroom with a wall of windows and a closet! RARE 3-bedroom villa with a split-plan layout includes a traditional master suite with master bathroom and walk-in closet! The other side of the home are 2 full bedrooms that share a 2nd full bathroom! Also, we have a dining room area PLUS an eat-in kitchen with a breakfast bar. Hurricane shutters are installed on the windows. The home is clean and in good condition but needs updates, which is reflected in the price. Includes an extremely convenient designated covered parking spot and a guest spot directly in front of the unit. Sold “as is” with the right to inspect. HOA includes cable/internet/trash plus exterior grounds and community pool! Tucked away pool in corner of neighborhood with beautiful lake view! Fishing dock and deck, too! Come take a look and make this property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $73 | $73 | $73 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,409 | $1,880 |
| Total Monthly Payment | $1,520 | $1,557 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.