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Situated in the gated lake community of Lake Waubeeka, this home offers a setting defined by nature and privacy, With 3 bedrooms and 4 full baths, the layout provides ample space, along with versatile areas well suited for guests, extended family, or a home office. The main living area features an open concept plan with vaulted ceilings, skylights, and abundant sunlight throughout. Oversized picture windows capture wooded views, enhancing the light filled and inviting feel of the interior. A wood burning stove provides added comfort, while the screened porch blends interior and exterior spaces, creating additional room for daily living and relaxed gatherings. Guest bedrooms are located on the main level, including one with an ensuite bath. A separate den provides versatile space. The upper level is dedicated to the primary suite, offering separation from the rest of the home. A partially finished lower level features a full bath and family rm. At the heart of the community is a 36 acre non motorized lake with two beaches. Residents also enjoy hiking trails and recreational amenities including tennis, pickleball, basketball, bocce, athletic field, playground, dog park, and community house. Approximately 60 miles from NYC, with nearby train access and convenient proximity to shopping and dining, this location offers a balance of tranquility and accessibility. With lake access and activities throughout the seasons, everyday living here feels like a year round staycation. HOA fees are paid quarterly.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Full Bath,Laminate Floor | Main |
| Bedroom 2 | Vinyl Floor | Main |
| Den | Wall/Wall Carpet | Main |
| Dining Room | Vaulted Ceiling,Combination Liv/Din Rm,Laminate Floor | Main |
| Family Room | Wall/Wall Carpet,Laminate Floor | Lower |
| Full Bath | Tile Floor | Lower |
| Kitchen | Skylight,Built-Ins,Laminate Floor | Main |
| Living Room | Vaulted Ceiling,Built-Ins,Ceiling Fan,Combination Liv/Din Rm,Wood Stove,Laminate Floor | Main |
| Primary Bedroom | Vaulted Ceiling,Ceiling Fan,Full Bath,Wall/Wall Carpet | Upper |
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William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $738 | $738 | $738 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,812 | $2,966 | $4,013 |
| Total Monthly Payment | $3,642 | $3,796 | $4,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.