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Discover this well maintained 3+ bedroom Ranch offering exceptional versatility and the potential for an in-law setup. The finished walkout basement expands your living space with a second kitchen, full bath, and spacious family room-ideal for extended living, entertaining, or guest accommodations. The main level features three bedrooms, a fully applianced eatin kitchen, a bright full bath, and hardwood floors throughout. Recent updates include a newer roof, siding, foam insulation, vinyl windows all completed in 2011, well water tank & central A/C replaced in 2023 and more, giving peace of mind for years to come. Step outside to a beautifully landscaped backyard highlighted by a grape and kiwi arbor, plus mature perennials that provide color every season. A 2 car, tandem garage adds convenience and extra storage and let's not overlook that there's a generator hookup and a newer portable generator. Located in the welcoming town of Prospect, you'll appreciate its small town feel, sought-after schools, low taxes, and easy access to major highways. A wonderful opportunity-don't wait to make this home yours before it's gone!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Main |
| Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | Main |
| Dining Room | Vinyl Floor | Lower |
| Eat-In Kitchen | Tile Floor | Main |
| Family Room | Laminate Floor | Lower |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Full Bath | Stall Shower,Laundry Hookup | Lower |
| Kitchen | Galley,Vinyl Floor | Lower |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Wall/Wall Carpet,Hardwood Floor | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $441 | $441 | $441 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,820 | $2,443 |
| Total Monthly Payment | $2,241 | $2,335 | $2,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.