1045 JESSE AVENUE, Safety Harbor, FL, 34695 | $1,999,999

One or more photo(s) has been virtually staged. Experience your dream home in this thoughtfully designed, newly built, single family residence, in sought after Safety Harbor. Here, you'll live walking distance to downtown Safety Harbor and one block from the Bay. Experience numerous outdoor living areas and a third story terrace - your own private oasis! Inside you will be greeted with an open layout - the main floor has two bedrooms - a downstairs master, and a guest room or office - as you wish! Step into a kitchen with an oversized book-matched quartz island, large enough to fit the entire family. This area also has its own wine and bar room, flowing right outside to one of four private outdoor living areas - perfect for living and entertaining. Adorned with custom hard wood cabinets as well as Delta faucets and fixtures throughout, you'll be surrounded by quality. Enjoy plenty of natural light throughout the home via your brand-new hurricane impact rated windows. This house is a great size but yet still offers you a sizeable front and back yard with covered patios. The trees were purposefully maintained to provide ample shade to allow for residents and guests to enjoy Florida's outdoor lifestyle. Lot is pre-plumbed for you to add your own custom landscaping. You'll live and entertain here as the open kitchen area offers pass-through windows to entertain family and friends, maintaining a connection with the outdoors at each turn. Upstairs you'll find a second family room, theatre room, and three more bedrooms with high ceilings. Spacious closets, and a Jack and Jill bathroom await you here. A master with two walk-in closets, a double shower with body sprays, balcony, and more! Enjoy the convenience of a spacious second-floor laundry room with natural gas hookups. Relax on your back deck or walk upstairs to entertain guests on your very own, unique, sizeable, and private third story crow's nest! Here you can take in the water views of Tampa Bay or stargaze at night! This one-of-a-kind home offers instant equity as compared to new builds coming up in downtown Safety Harbor.

Furthermore, buy this dream home with peace - it is up and out of a flood zone, and is built to stand - no issues at all during the recent hurricanes. Come by and take a look!

Features

  • Rooms: 6
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2025
  • Garage: 1-car
  • Heating: Central, Exhaust Fan
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 3,634
  • Acreage: 0.15
  • Est. Taxes: $5,258
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater
  • MLS#: TB8367061
  • Days on Market: 231 days
  • Website: https://www.raveis.com
    /eprop/TB8367061/1045jesseavenue_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 12:44:50 AM)
Listing courtesy of MAVEN ESTATES, LLC   Phone: 813-463-3595

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1045 JESSE AVENUE, Safety Harbor, FL, 34695

$1,999,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,999 $1,599,999 $1,599,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.223%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,593 $9,851 $13,502
Total Monthly Payment $10,156 $10,414 $14,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.