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Secure Your Spot in the West End: A Recently Renovated Coastal Canvas with Unlimited Upside Imagine living just one block from the Atlantic, where the sound of the waves and the salt air are part of your daily routine. This isn't just a home; it’s your entry point into the vibrant, high-energy lifestyle of Long Beach’s iconic West End. Whether you are looking for a turnkey beach retreat today or the foundation for your dream architectural project tomorrow, 23 Virginia Avenue offers a rare "best of both worlds" opportunity. The Lifestyle Today: Seaside Serenity: Enjoy a recently renovated interior (2020) featuring two modern bathrooms, a sleek galley kitchen, and a primary suite that opens through French doors onto your private wraparound balcony. Seamless Access: A modern private outdoor lift provides effortless accessibility, while the garage offers ample storage for surfboards, bikes, and beach gear. The Hub: Step outside and find yourself minutes away from the West End’s most popular restaurants, bars, and "hidden" speakeasies. The Vision Tomorrow: The true value of this property lies in its vertical potential. Situated on a 30x60 lot in a neighborhood known for its stunning modern transformations, this home is primed for an upward expansion. Build Your View: Imagine adding a third story or a custom rooftop deck to capture panoramic ocean views and breathtaking sunsets. Custom Equity: Why pay a premium for someone else’s design when you can acquire the location today and build the custom modern masterpiece you’ve always envisioned? From the instant hot water heater to the 2020 upgrades, everything is set for you to move in now—while you plan the beach house of your dreams.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.007% | 5.932% |
| Monthly Tax Payment | $1,147 | $1,147 | $1,147 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,086 | $4,377 | $6,145 |
| Total Monthly Payment | $5,325 | $5,616 | $7,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.