37 Centre Street, Bronx, NY, 10464 | $998,000

Two-family water-view property offering exceptional versatility and income potential in the heart of City Island. The property features two large decks, a private backyard, driveway, and one-car garage. The fully separate first-floor one-bedroom apartment provides an excellent opportunity for rental income or extended family living. This unit offers a spacious living room, a large bedroom, and a bright eat-in kitchen with direct access to a deck and backyard. A private ground-level entrance and foyer ensure complete separation from the upper residence. The second and third floors comprise the owner’s unit, featuring four bedrooms, 1. 5 bathrooms, a bay-windowed living room, and a generous eat-in kitchen. The home retains many prewar details, including French doors, transom windows, high ceilings, hardwood floors, and a decorative fireplace with wood-burning stove. A large deck off the living room offers water views and provides additional outdoor living space. Located in the coastal community of City Island, offering easy access to local shops, dining, yacht clubs, beaches, and transportation.

Features

  • Bedrooms: 5
  • Baths: 3 full
  • Style: Cape Cod, Colonial
  • Year Built: 1940
  • Garage: 1-car
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Partial
  • Acreage: 0.09
  • Est. Taxes: $7,289
  • Lot Desc: Back Yard
  • View: Neighborhood, Open, Skyline, Water
  • Elem. School: Ps 175 City Island
  • Middle School: Ps 19 Judith K Weiss
  • High School: Collegiate Inst For Math & Sci
  • School District: Community District 11
  • MLS#: 947295
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/947295/37centrestreet_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Shawn OlsonLuxury Properties Specialist

561.236.8217

Shawn.Olson@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

37 Centre Street, Bronx, NY, 10464

$998,000

Shawn Olson

Luxury Properties Specialist

William Raveis Real Estate

Phone: 561.236.8217

Shawn.Olson@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $798,400 $798,400 $798,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.235% 6.058%
Monthly Tax Payment $607 $607 $607
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,409 $4,851 $6,684
Total Monthly Payment $5,108 $5,550 $7,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.