2072 STARBOARD DRIVE, Geneva, FL, 32732 | $1,149,000

Ask about a lender provided RATE BUY-DOWN CREDIT on this home! **WELCOME HOME** In the perfect location, on an oversized lot, set on a private DEEP-WATER CANAL in the sought-after Palm Shadows community, this exceptional CUSTOM BUILT ESTATE redefines WATERFRONT LIVING with uncompromising craftsmanship, thoughtful design, and DIRECT ACCESS TO THE ST. JOHNS RIVER – all with NO HOA! Major upgrades and infrastructure highlights include a NEW SEAWALL & BOARDWALK (2022), FoxBlock insulated concrete construction with spray foam insulation throughout, a WHOLE HOME GENERAC GENERATOR with a 500-gallon propane tank capable of powering the home for weeks, hurricane-impact doors and windows, two TANKLESS WATER HEATERS, a 3-tank aerobic septic system, Starlink connectivity, and impressively low utility costs for a home of this caliber. Designed to be FULLY SELF CONTAINED, this property delivers both peace of mind and long-term efficiency. From the moment you arrive, the curb appeal makes a statement with a herringbone pattern paver driveway, architectural detailing, stone accents, and an oversized 3-CAR GARAGE. Inside, warmth and character take center stage with 100+ year-old RECLAIMED BARN WOOD FLOORS, exposed WOOD BEAMS, pine tongue-and-groove ceilings, and custom barn doors – timeless elements that elevate every room. The heart of the home is the chef’s dream kitchen, where modern function meets classic style. Two-tone cabinetry feels fresh and modern, the cabinetry extends to the ceiling, and is paired with sleek granite countertops, designer hardware, statement pendant lighting, and a large ISLAND with wrap-around bar seating. Top-of-the-line WOLF APPLIANCES, a built-in DOUBLE WALL OVEN, GAS RANGE, SUB-ZERO REFRIGERATOR, and a butler’s pantry make this space ideal for both everyday living and entertaining. The kitchen flows effortlessly into the casual dining area and light-filled living room, highlighted by a gas FIREPLACE and a wall of folding glass doors for the ultimate indoor/outdoor living experience. The MAIN FLOOR PRIMARY SUITE is positioned to be your private oasis, offering tranquil water views and a spa-inspired en-suite bath revealed through a custom barn door. Marble floors, a soaking tub, seamless glass walk-in shower, dual vanities with a dedicated makeup space, generous storage, and natural light create a true retreat. Custom wood doors lead to the walk-in closet, completing the suite. Upstairs, a spacious BONUS/LOFT area provides flexible living space for a media room, office, or lounge. Two bedrooms share a Jack-and-Jill bath, while a third enjoys its own private en-suite – perfect for guests or multi-generational living. Outdoor living is equally impressive, featuring a TRAVERTINE TILED LANAI, custom OUTDOOR KITCHEN, and a private canal setting ideal for boating, fishing, and relaxing. Launch directly into the canal and head to the St. Johns River to embrace a lifestyle centered around the water. Additional features of this home include Kohler plumbing fixtures, a whole-home VACUUM SYSTEM, dedicated IT/security closet with full wiring and whole-home audio, and even a PRX weight bench in the garage – every detail has been thoughtfully curated! Set within the small-town charm of Geneva, with TOP-RATED SCHOOLS and convenient access to shopping, dining, and daily essentials, this Palm Shadows estate offers the rare blend of privacy, durability, and refined waterfront living. Call today to schedule a tour!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2018
  • Garage: 3-car Driveway, Garage Door Opener, Ground Level, Open
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,858
  • Acreage: 0.29
  • Est. Taxes: $12,200
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Oversized Lot, Street Dead-End
  • View: Water
  • Elem. School: Geneva Elementary
  • Middle School: Chiles Middle
  • High School: Oviedo High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: O6374993
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/O6374993/2072starboarddrive_geneva_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 9:47:08 PM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2072 STARBOARD DRIVE, Geneva, FL, 32732

$1,149,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $919,200 $919,200 $919,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.826%
Monthly Tax Payment $1,017 $1,017 $1,017
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,147 $5,437 $7,572
Total Monthly Payment $6,289 $6,579 $8,714

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.