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Welcome to this beautifully maintained 2 bedroom, 2-and-a-half bathroom home offering 2, 126 SF of living space and an inviting open floorplan, perfectly situated in Flood Zone X with NO HOA. A new roof (2023), along with an HVAC system and water heater less than 5 years old, provide peace of mind and long-term value. The exterior showcases attractive rock landscaping surrounding the entire home, enhancing curb appeal and low-maintenance living. Including a HURRICANE strength garage door, inside you’ll find a spacious primary suite with a LARGE walk-in closet, an ADT security system, and a utility room complete with a wash tub for added convenience. One of the standout features is the HUGE Florida room, lined with curved windows reaching toward the sky—all operable with screens to invite in refreshing breezes. This space also offers direct access to a convenient half-bath, making it ideal for entertaining. Additional highlights include an enclosed screened front porch, accordion-style hurricane shutters, and a fully fenced private backyard with a storage shed and outdoor shower. The 2-car garage is complemented by extra parking space ideal for a boat or RV. Located just minutes from Ann & Chuck Dever Regional Park pool, and close to the charm of Dearborn Street, local beaches, golf courses, shopping, and dining, this home offers the best of Florida living—privacy, convenience, and lifestyle all in one exceptional package.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,749 | $2,347 |
| Total Monthly Payment | $1,960 | $2,074 | $2,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.