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Welcome to 14 Hills Park Lane ~ Smithtown, NY. Located in the The Pines, a highly desired location with beautiful properties and proximity to major roadways and shopping, this expansive four bedroom ranch sits beautifully on a full usable acre+ lot with mature trees and landscaping. A graceful paver walkway leads to the covered front porch and welcomes you in to its generous entry foyer. At this point, you will feel the expansive qualities of this home ~ wide hallways, large bright living room and banquet size dining room. The handsome eat in kitchen was tastefully updated in 2018/19 with new cabinetry, quality appliances, and quartz counters and has a separate pantry, and laundry room with outside entrance. A separate cozy Den with brick fireplace and wood burning insert adds additional living space and opens to the back yard. The bedroom wing of the home provides three ample bedrooms that share a tremendous main bath and also houses the spacious primary suite with walk-in closet and private bath. A mid-century style open staircase leads to a basement full of potential with main recreation room, baths, office with outside entrance and access to the one car garage. The private fully fenced 1. 01 acre backyard offers a two level paver patio, one with newer awning and generous open yard spaces that surround the As-Is Gunite pool. Beautiful hardwood floors, newer Anderson windows in most of the home, whole house fan, 200 amp service, Many updates include roof(2022), heating(2012)and central air(2005) Paver patios, fencing and awning(2022) *approximate dates Hauppauge Schools Please note taxes updated for 2026. . . with STAR $13, 904. 55
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.996% | 5.806% |
| Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,844 | $4,235 | $5,898 |
| Total Monthly Payment | $5,141 | $5,532 | $7,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.