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RARE DOUBLE-LOT WATERFRONT HOME WITH OPEN GULF VIEWS IN HERNANDO BEACH.
This elevated coastal property offers space, flexibility, and a location that's hard to duplicate in one of Hernando County's most laid-back waterfront communities, with 141 FEET OF WATERFRONT and 4, 106 SQUARE FEET UNDER ROOF. The home sits along a quiet canal with INDIRECT GULF ACCESS VIA A BOAT LIFT, plus a FLOATING DOCK ideal for launching a kayak or paddleboard and enjoying the water right from your backyard. Wildlife sightings, calm mornings, and changing skies are part of everyday life here, with the canal creating a peaceful backdrop behind the home.
This is truly TWO PROPERTIES FOR THE PRICE OF ONE. The home sits on one fully fenced lot, plus an ADDITIONAL ADJOINING LOT that is also completely fenced and currently set up with a VOLLEYBALL COURT + COVERED CARPORT, perfect for BOAT OR TOY STORAGE. Double lots in Hernando Beach are extremely rare and provide added privacy, flexibility, and long-term value. Outdoor living is a major highlight. A WRAP-AROUND DECK AROUND THE ENTIRE HOME WITH NEW TREX DECKING creates usable outdoor space on every side.
Out back, a SCREEN-ENCLOSED LANAI JUST OFF THE DINING AREA offers a shaded, comfortable place to relax. A MASSIVE BRICK PAVER DECK spans the rear of the property, making this setup ideal for entertaining and pets. Enjoy SUNSET VIEWS FROM THE WEST-FACING FRONT DECK and SUNRISE VIEWS FROM THE REAR PATIO! ALL PRIMARY LIVING AREAS ARE LOCATED UPSTAIRS, including the kitchen, dining area, bedrooms, and bathrooms. The upper level features LVP FLOORING THROUGHOUT, a REMODELED KITCHEN WITH GRANITE COUNTERTOPS, A FARM-STYLE SINK, AND A SEPARATE BAR AREA. The home offers 3 BEDROOMS + 3 FULL BATHROOMS, all upstairs, with TWO EAST-FACING BEDROOMS that capture beautiful morning light. ALL BATHROOMS HAVE BEEN REMODELED, and the laundry room is also located upstairs for everyday convenience.
Below the home, the GROUND LEVEL PROVIDES JUST UNDER 2, 000 SQUARE FEET OF COVERED SPACE, offering exceptional flexibility for ENTERTAINING, STORAGE, A WORKSHOP, OR RECREATIONAL USE. Recent updates include A NEW AC SYSTEM (2021), new decking and A METAL ROOF!!
Located in HERNANDO BEACH, the home is close to the WEEKI WACHEE RIVER, local TIKI HUTS, LIVE MUSIC, the public BOAT RAMP, and popular dining like Brian's Place. The lifestyle here is relaxed, social, and centered around the water. Additional highlights include NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS. The home is currently a PROFITABLE SHORT-TERM RENTAL, offering flexibility for personal use, investment, or both. Come see it in person and decide how you'd use all this space — morning coffee on the deck, sunset drinks out front, or weekends on the water.
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $665 | $665 | $665 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,601 | $3,469 |
| Total Monthly Payment | $3,289 | $3,358 | $4,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.