5400 GULF DRIVE, #32, Holmes Beach, FL, 34217 | $1,045,000

Coastal luxury living in this 2nd floor condo with unobstructed views of the gulf and 2 pools. Whether you are entertaining guests or working from the home office area or just seeking serenity this condo delivers. Direct access to the gulf to enjoy the beach and great views of sunsets from the beachfront sundeck. The kitchen boasts top of the line stainless appliances, sleek quartz countertops, and a breakfast bar that opens up to the Great Room. The Primary Bedroom has a full wall of built in closets, with ensuite bath. The Hallway Full-size bath has a Euro-style vanity with shower/tub combination. The convenient Laundry Room has an extra sink with lots of storage. Additional storage space just outside the backdoor is perfect for stowing away beach gear. This is all set within a lush newly landscaped Gulf-front 55+ community, which features only 11 casitas (four condos each). This unit's building did NOT flood in the recent hurricanes, and the parking spot, located conveniently by the back door did not flood. The tile roofs were updated in 2023 before the storms and had minimal wind damage. All new hurricane windows and window treatments were installed in this unit July of 2024. Brand new hurricane rated carports were installed fall of 2025. Luxury vinyl plank
flooring thru-out with ceramic flooring in the kitchen and baths are durable and elegant. Location is convenient to shops and restaurants just a few blocks away.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Pool
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: 5400 GULF DRIVE APTS 2
  • Year Built: 1969
  • Approx Sq. Feet: 1,188
  • Est. Taxes: $8,573
  • Condo Fee: $1,440 Monthly
  • View: Pool, Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8468037
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8468037/5400gulfdrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 7:47:07 AM)

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Mirella D'Antonio, Premiere Home Team LeaderSales Associate

860.997.1600

mirella.dantonio@raveis.com

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

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Our Insurance Division:

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5400 GULF DRIVE, #32, Holmes Beach, FL, 34217

$1,045,000

Mirella D'Antonio, Premiere Home Team Leader

Sales Associate

William Raveis Real Estate

Phone: 860.997.1600

mirella.dantonio@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $836,000 $836,000 $836,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $714 $714 $714
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,747 $4,945 $6,942
Total Monthly Payment $5,586 $5,784 $7,781

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.