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Presented by
The CVJ Team |
3428 SAGEBRUSH STREET, St. Cloud, FL, 34773 | $360,000
Under contract-accepting backup offers. Welcome to your dream dwelling in the serene and sought after community of The Lakes at Harmony! This pristine 3/2/2 offers a perfect blend of comfort and style. Upon entering, you’re greeted by a welcoming foyer, spotlighting a breathtaking pond & conservation area view, where you can relax and enjoy the tranquil natural setting, with a front row seat to spectacular rocket launches. The floor plan highlights a great room with sliding door access to the screened paver lanai/terrace area, as well as the spacious kitchen boasting 42” wood cabinetry, quartz countertops, stainless steel appliances, and a large central island with bar seating. For convenience, an indoor laundry room provides a utility sink, folding counter and spacious storage closet. Secondary bedrooms and bath are split-planned from the owner’s suite, which features a stylish en-suite bath with dual sinks, tile and glass walk-in shower and ample walk-in closet. Throughout the home, details such as crown molding, plantation shutters and dimmable recessed lighting (to mention a few!) help to make this home unique and personal. Peace of mind is provided by the comprehensive services of the association, including gated entry/exit into the community, yard maintenance and exterior pest control services. As a resident of South Lake, you will enjoy a welcoming neighborhood. The array of activities and amenities included are a state of the art pool and clubhouse with indoor and outdoor gathering areas, private access gym, tennis and pickleball courts and of course, the championship 18-hole Johnny Miller golf course. Walking/biking trails, a dog park and access to private lake boating complete the unmatched Harmony lifestyle. Conveniently located midway between Orlando and the east coast beaches, the Harmony township offers a town square with scheduled activities, convenient dining options, and beautiful open spaces. Don’t miss this exceptional opportunity to embrace the Harmony lifestyle! (Buyer to verify all room measurements. )
Features
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Park, Pool, Sauna, Tennis Court(s), Trail(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Traditional
- Year Built: 2022
- Garage: 2-car Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,474
- Acreage: 0.12
- Est. Taxes: $4,725
- HOA Fee: $460 Quarterly
- Lot Desc: Sidewalk
- View: Water
- Adult Communities: Yes
- Elem. School: Harmony Community School (K-5)
- Middle School: Harmony Middle
- High School: Harmony High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5142281
- Days on Market: 60 days
- Website: https://www.raveis.com
/prop/S5142281/3428sagebrushstreet_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The CVJ TeamSales Associates
239.269.7685
TheCVJTeam@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3428 SAGEBRUSH STREET, St. Cloud, FL, 34773
$360,000
The CVJ Team
Sales Associates
William Raveis Real Estate
Phone: 239.269.7685
TheCVJTeam@Raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $394 | $394 | $394 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,704 | $1,797 | $2,353 |
| Total Monthly Payment | $2,173 | $2,266 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388