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6449 SPRUCEPINE LANE, St. Cloud, FL, 34771 | $339,900
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Step into comfort and style in this exquisite Lennar Lexington Model nestled in the sought-after Pine Glen SOLAR master-planned community of St. Cloud, FL. Home was built in 2023 so you have the convenience of having a newer roof. This thoughtfully designed home features 3 spacious bedrooms, 2. 5 bathrooms, and a two-car rear-load garage accessed from a private back patio. The two-story layout offers an ideal blend of openness and functionality, with a welcoming family room, a beautifully designed kitchen overlooking the dining area, and a separate study that’s perfect for working from home or quiet reading time. The interior showcases high-end finishes including quartz countertops, modern cabinetry, designer bathroom wall tile, elegant floor tile, LED ceiling fixtures, and plush carpet. The expansive owner’s suite provides a peaceful retreat with generous space and upgraded design. Enjoy outdoor living with a covered front porch perfect for your morning coffee or evening relaxation. Pine Glen is a vibrant, family-friendly solar community offering amenities such as a resort-style pool, cabana, playground, and a dog park. Conveniently located off Highway 192, this home is zoned for highly rated schools and offers unbeatable access to Lake Nona’s Medical City, as well as premier shopping, dining, and entertainment in nearby Orlando. Whether you're starting a new chapter or growing into your next space, this home truly has it all—comfort, convenience, and community!
Features
- Amenities: Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 2023
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,000
- Acreage: 0.11
- Est. Taxes: $5,070
- HOA Fee: $87 Monthly
- Elem. School: Harmony Community School (K-5)
- Middle School: Harmony Middle
- High School: Harmony High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: O6376345
- Days on Market: 112 days
- Website: https://www.raveis.com
/prop/O6376345/6449sprucepinelane_stcloud_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 407-641-2808
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6449 SPRUCEPINE LANE, St. Cloud, FL, 34771
$339,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,741 | $2,276 |
| Total Monthly Payment | $2,171 | $2,238 | $2,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388