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461 North Lane, Bristol, RI, 02809 | $650,000
Welcome to North Farm, coastal living at its best! This distinctive corner townhome offers generous living space, with thoughtful design. Beautiful natural light and lots of windows to advantage of the picturesque water views and spectacular sunsets. The bright, open layout is ideal for everyday living and entertaining. Hardwood floors on the main living area, new carpet and fresh paint. Living and dining rooms are open, with a cozy gas fireplace flanked by bookcases and access to 2 decks. Updated kitchen, gas cooking and a cheery breakfast nook with beautiful morning light. The 2nd floor features a spacious primary bedroom overlooking the water with access to a full bath. The 2nd bedroom has double closets and a large half bath with plenty of room to add a shower. The laundry is conveniently located on this floor. The walkout lower level provides privacy and access to the patio and large fenced yard. This extra room makes a great office, rec room or 3rd bedroom. You will appreciate the attached garage for easy access into your condo with 2 storage closets. Residents enjoy direct access to the East Bay Bike Path, scenic walking paths, private beach, dock and club house on the water. A 3 acre arboretum with magnificent trees, rose and Japanese gardens are one of the many highlights plus swimming pool, tennis and pickleball courts. One of RI's most desirable coastal communities on Narragansett Bay. Buyer pays 1/2% of purchase price paid by buyer to NFHOA at closing.
Features
- Parking: 3-car
- Heating: Forced Air,Gas
- Cooling: Central Air
- Amenities: Maintenance,Recreation Facilities,Recreation Room,Tennis Court(s),Trail(s)Clubhouse,Golf,Highway Access,Marina,Maintenance On-Site,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Trails/Paths,Sidewalks
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 2 half
- Laundry: In Unit
- Year Built: 1994
- Common Charge: $845 Monthly
- Approx Sq. Feet: 2,433
- Est. Taxes: $6,574
- Lot Desc: Corner Lot
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Water HeaterRented,Washer
- MLS#: 1403423
- Website: https://www.raveis.com
/prop/1403423/461northlane_bristol_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
461 North Lane, Bristol, RI, 02809
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $548 | $548 | $548 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,953 | $3,114 | $4,214 |
| Total Monthly Payment | $3,593 | $3,754 | $4,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB