101 LENA ANN DRIVE, St. Cloud, FL, 34771 | $478,000

3D tour, drone pictures and floor plan are included!!! Fully Renovated 3-Bedroom Pool Home with Spa in East Lake Reserve – Gated Community Welcome to this stunning, fully renovated pool home located in the highly desirable gated community of East Lake Reserve. This home has been meticulously maintained with major updates, including a new roof (2022), pool filtration system (2022), and A/C replacement (2021). The washer and dryer were purchased new in 2022, and new St. Augustine sod has been installedOffering 2, 142 sq. ft. of living space, this 3-bedroom, 3-bathroom residence also features a spacious 3-car garage, an above-ground spa/hot tub, and an open floor plan designed for both comfort and entertaining. Upon entry, you are welcomed by a stylish living area with a built-in bar, complete with a sink and cabinetry, seamlessly flowing into the family room. The home features laminate flooring throughout all living areas and bedrooms, creating a cohesive and modern look. The updated kitchen is a true centerpiece, showcasing a built-in oven and cooktop, granite countertops, stainless-steel appliances, and a cozy breakfast nook overlooking the pool and spa. The formal dining room, highlighted by elegant triple crown molding, offers flexibility and may also be used as a home office or den. The split-bedroom layout provides privacy, with the primary suite situated on one side of the home and the guest bedrooms on the other. The primary en suite bathroom features a custom closet organizer with shelving and drawers, a large walk-in
shower with dual shower heads, a separate garden tub, and dual vanities. One of the guest bedrooms includes a full private bathroom, ideal for guests or poolside convenience.
throughout both the front and backyard, enhancing curb appeal and outdoor enjoyment. Residents of East Lake Reserve enjoy access to a
community dock on East Lake Tohopekaliga, offering breathtaking sunset views, as well as a playground, basketball court, and a designated RV
and boat parking area. Conveniently located just minutes from Lake Nona, Orlando International Airport, Medical City, UCF, hospitals, shopping,
dining, and entertainment, this home also provides easy access to major highways, including Highway 417 and Florida’s Turnpike. This
exceptional property offers the perfect combination of modern updates, resort-style living, and an unbeatable location — truly a must-see home. When using our preferred lender, the buyer will receive a 1 percnt lender credit of the loan amount, which can be applied toward closing costs or an interest rate buydown.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,142
  • Acreage: 0.28
  • Est. Taxes: $5,993
  • HOA Fee: $857 Annually
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: S5142142
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /prop/S5142142/101lenaanndrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:17:10 AM)
Listing courtesy of MULTI CHOICE REALTY LLC   Phone: 352-404-6542

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

101 LENA ANN DRIVE, St. Cloud, FL, 34771

$478,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $382,400 $382,400 $382,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $499 $499 $499
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,355 $2,480 $3,201
Total Monthly Payment $2,929 $3,054 $3,775

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.