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$10, 000 PRICE IMPROVEMENT – Move-In Ready Winthrop | Enclosed Lanai | Split Floor Plan | Exceptional Storage
New Price! $10, 000 Price Improvement. This move-in ready Winthrop model single-family home offers an outstanding opportunity to own a well-maintained property in the highly desirable On Top of the World community.
This 3-bedroom, 2-bath home with a 2-car garage features a popular split bedroom floor plan, providing privacy and comfort for both owners and guests. The main living areas showcase durable luxury vinyl plank flooring, creating a bright, updated, and low-maintenance space ideal for everyday living and entertaining.
The kitchen offers abundant cabinetry, generous counter space, and a pantry, along with a newer refrigerator and dishwasher. Storage is a true highlight of this home with multiple hallway closets, making organization easy and practical.
A standout feature is the enclosed lanai, currently used as a dining room, offering flexible bonus living space perfect for entertaining, hobbies, or relaxing.
Additional storage includes floored attic space and built-in storage cabinets in the garage, a feature buyers consistently appreciate.
Major updates provide peace of mind:
Roof – 2020
AC – 2021
Additional features include gas service, double-pane windows, and an updated hot water heater, contributing to efficiency and comfort.
Located in On Top of the World, residents enjoy access to three golf courses, heated pools, fitness centers, two restaurants, clubs, live entertainment throughout the community, and concerts at the Cultural Center. Conveniently located near shopping, dining, medical facilities, and the World Equestrian Center, with many destinations easily accessible by golf cart.
With its move-in ready condition, functional layout, exceptional storage, and new $10, 000 price improvement, this home presents an excellent opportunity for buyers seeking value, comfort, and convenience.
Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $194 | $194 | $194 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,280 | $1,674 |
| Total Monthly Payment | $1,500 | $1,549 | $1,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.