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One or more photo(s) has been virtually staged. LIMITED TIME SPECIAL – $30, 000 FLEX CASH INCENTIVE AVAILABLE. This home is strategically priced below market value, allowing you to roll up to $30, 000 toward closing costs, prepaids, or a mortgage rate buy-down — use it your way. Positioned on one of the highest and most desirable homesites on a quiet street in the sought-after Mirada community, just steps from the stunning 15-acre Crystal Lagoon, this upgraded 5-bedroom, 3-bath Hemingway model offers 2, 934 square feet of light-filled living space and 3, 640 total square feet including the garage, along with more than $80, 000 in improvements. Built with solid CBS (concrete block) construction on both floors — a major advantage in Florida for durability, storm resistance, and lower insurance costs — this highly energy-efficient home delivers both peace of mind and long-term savings. The open-concept main level features a guest bedroom and full bath, flex room, expansive living and dining areas, and a chef-inspired kitchen with 42-inch cabinetry, granite countertops, and an oversized pantry. Upstairs you’ll find a generous primary suite with walk-in closet and spa-style bath, three additional bedrooms, a spacious loft with its own closet, and convenient second-floor laundry. Luxury vinyl plank and tile flooring run throughout, with carpet only on the staircase (carpets were replaced with LVP in all rooms). Enjoy a south-facing backyard oasis with mature palm trees, privacy-enhancing Junipers, lush tropical landscaping, and an expanded 960-square-foot paved patio perfect for taking in breathtaking sunset views. Other major upgrades include an in-duct air purification system, epoxy floors in garage, and custom safety and security window protection designed to help guard against storm and burglary damage. Ideally located between Tampa and Orlando, this home offers convenient access to major employment hubs, airports, and world-class attractions while maintaining a peaceful residential setting. Mirada residents enjoy ULTRAFi high-speed internet, scenic nature trails, a dog park, and nearby Publix and dining options. Low HOA includes cable and internet, CDD is included in annual taxes, and utilities and insurance remain very affordable. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,252 | $2,343 | $3,145 |
| Total Monthly Payment | $2,746 | $2,837 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.