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Presented by
Team AFA - Darien |
4215 SETTLERS COURT, St. Cloud, FL, 34772 | $386,500
Under contract-accepting backup offers. HUGE PRICE REDUCTION! BRING ALL OFFERS. Seller is ready to go! A terrific Saint Cloud home showcasing exceptional curb appeal and perfectly positioned on a picturesque water and conservation lot. From the moment you arrive, this beautifully maintained residence impresses with its inviting exterior, manicured landscaping, and stunning water views.
Inside, the thoughtfully designed split floor plan offers four generously sized bedrooms and two full baths, providing comfort and privacy. The home features a living room with a dining area and a separate family room. The family room is highlighted by a beautiful stone-accented feature wall that adds warmth, texture, and architectural interest. A large living room /dining area provides a welcoming space for entertaining. The spacious eat-in kitchen offers ample storage and functionality and updated appliances (refrigerator, stove, microwave, washer, dryer 2021). Generous interior laundry room adds everyday convenience.
Step outside to the huge expanded screened lanai with breathtaking pond and conservation views creating a serene outdoor retreat. The newly expanded lanai includes a jetted hot tub that comfortably seats four, perfect for relaxing or entertaining year-round. With the newly installed solar system you can enjoy minimal electric costs ranging around $30 or $40 providing a huge monthly saving.
Additional highlights include a NEW ROOF Summer 2025, new HVAC and HWH 2021, interior paint 2020, new tile in kitchen, tv room and lanai 2021, kitchen water filtration system, water softener system, fenced yard, and thoughtful upgrades throughout. Tucked away on a quiet cul-de-sac. This home is just minutes from the Florida Turnpike, SR-417, shopping, dining, medical facilities, and excellent schools, this home offers an exceptional blend of style, space, and location. Call us today to see this wonderful home!
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 75 x 115
- Laundry: Laundry Room
- Style: Florida, Traditional
- Year Built: 2002
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,755
- Acreage: 0.2
- Lot Size: 75 x 115
- Est. Taxes: $3,649
- HOA Fee: $329 Annually
- Lot Desc: Conservation Area, Cul-De-Sac, Landscaped, Street Dead-End
- View: Park/Greenbelt, Water
- Elem. School: Canoe Creek K-8
- Middle School: Canoe Creek K-8
- High School: St. Cloud High School
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5142293
- Days on Market: 61 days
- Website: https://www.raveis.com
/prop/S5142293/4215settlerscourt_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team AFA - DarienLuxury Properties Specialists
203.256.3264
Al@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4215 SETTLERS COURT, St. Cloud, FL, 34772
$386,500
Team AFA - Darien
Luxury Properties Specialists
William Raveis Real Estate
Phone: 203.256.3264
Al@Raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $309,200 | $309,200 | $309,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,829 | $1,904 | $2,506 |
| Total Monthly Payment | $2,208 | $2,283 | $2,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388