2264 PINNACLE CIRCLE N, Palm Harbor, FL, 34684 | $924,900

Under contract-accepting backup offers. Welcome to a truly exceptional residence in Cobb’s Landing, one of Palm Harbor’s most desirable and established communities, known for its oak-lined streets, family-friendly atmosphere, and unmatched access to recreation, schools, and the Florida lifestyle. This home is zoned for top-rated Palm Harbor schools and located outside of a flood zone! Set within the highly desirable Pinnacle section of Cobb’s Landing, this beautifully renovated 4-bedroom, 3-bath, block construction home sits on one of the largest lots in the community, featuring an exceptionally large backyard which is a rare and highly sought-after offering. The expansive backyard delivers sweeping views, mature landscaping, privacy hedges, and nightscaping, creating an outdoor environment that feels both serene and impressive. Inside, the home showcases engineered hardwood flooring throughout, plantation shutters in most rooms, and designer finishes that reflect thoughtful, high-end updates. The spacious dining room is ideal for gatherings, while the open living areas are filled with natural light and flow effortlessly for everyday living and entertaining. Large Family Room with plantation shutters, custom built-ins, and wood burning fireplace is the perfect place to relax after a long day. The heart of the home is the beautifully remodeled kitchen, featuring 42" white shaker cabinetry, quartz countertops, a stainless steel range hood, double ovens, a large center island with drawer-style microwave, a Lazy Susan, pull-out drawers, stylish pendant lighting, a stainless steel farmhouse sink, and bar seating. Just off the kitchen and family room is an eat-in dining area overlooking the pool and backyard, along with a stylish bar area with beverage fridge and custom cabinetry, offering additional storage - great for entertaining. The primary suite is a true retreat, with patio access, two walk-in closets, and a spa-inspired bath featuring tile flooring, a freestanding soaking tub, and a custom split double vanity with quartz countertops and a dedicated center makeup station. At the front of the home, a generously sized bedroom offers beautiful natural light and flexibility as a guest room or home office. Two additional bedrooms beyond a pocket door share a beautifully appointed bathroom with quartz countertops and a tub/shower combination. Third bath at the rear of the home includes a single vanity with stone countertop and integrated sink, along with a walk-in shower ideal for guests or pool use. Laundry room with upper cabinetry, a utility sink, and washer and dryer included. Step outside to the large upgraded pool area featuring a PebbleTec saltwater heated pool and an expansive pavered patio. Beyond the screened enclosure lies one of the larger backyards in the neighborhood, providing a sprawling, private green space with mature oak trees, and ample room for a playset and pets to roam freely. New Impact Rated Front Doors (2021), Custom Nightscaping (2023), 2 AC Units (2021/2017), New Electric Pool Heater (2021), New Pool Motor and Variable Speed Pump (2025), New Pool and Spa Light (2026), Well for Irrigation. Enjoy access to a private park on Lake Tarpon, featuring boat slips, a newly built fishing pier, tennis/basketball courts, playgrounds, and year-round community activities. The home is centrally located to shopping, restaurants, top “A”-rated schools including Palm Harbor University High School, Pinellas County trails, county parks, golf courses, beaches, and airports.

Features

  • Amenities: Basketball Court, Park, Playground, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 80 x 199
  • Laundry: Inside, Laundry Room
  • Year Built: 1989
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,863
  • Acreage: 0.37
  • Lot Size: 80 x 199
  • Est. Taxes: $5,900
  • HOA Fee: $275 Annually
  • Lot Desc: Oversized Lot, Sidewalk
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8464727
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /eprop/TB8464727/2264pinnaclecirclen_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 7:47:07 AM)

William Raveis Family of Services

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Mirella D'Antonio, Premiere Home Team LeaderSales Associate

860.997.1600

mirella.dantonio@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

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860.655.6934

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2264 PINNACLE CIRCLE N, Palm Harbor, FL, 34684

$924,900

Mirella D'Antonio, Premiere Home Team Leader

Sales Associate

William Raveis Real Estate

Phone: 860.997.1600

mirella.dantonio@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $739,920 $739,920 $739,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $492 $492 $492
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,201 $4,377 $6,144
Total Monthly Payment $4,785 $4,961 $6,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.