20040 Barletta LN, Estero, FL, 33928 | $259,000

Welcome to your slice of Florida paradise in the sought-after Bella Terra community! This beautifully maintained two-bedroom, two-bathroom condo offers 1, 160 square feet of thoughtfully designed living space with the kind of sunset lake views that you dream of. Step inside and immediately appreciate the vaulted ceilings and abundant natural light streaming through the kitchen's charming bay window. Tile flooring flows throughout, complemented by crown molding that adds a touch of sophistication to the main living areas. The granite countertops provide both style and durability, while modern ceiling fans with remote controls in every room keep things comfortably cool. This home has been updated where it counts—newer air conditioning (2020), roof (2020), refrigerator (2022) and water heater (2023) mean you can focus on enjoying life rather than maintenance headaches. Impact windows provide peace of mind during storm season, and a covered parking space with additional storage rounds out the practical perks. Bella Terra delivers an impressive lifestyle with amenities that seem almost endless: resort-style pool, pickleball courts, tennis, basketball, bocce, a fitness center, play area and so many more. Whether you prefer an early morning jog on the bike path or an evening swim, there's something for everyone. Location-wise, you're perfectly positioned near Miromar Outlets for retail therapy, Coconut Point for dining adventures, and Florida Gulf Coast University. Southwest Florida International Airport sits conveniently close, making travel a breeze. This condo represents exceptional value in one of Estero's most desirable neighborhoods, here is your chance to discover why so many call Bella Terra home!

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Basketball,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Extra Storage,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility,Volleyball
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: BARLETTA
  • Development: BELLA TERRA
  • Year Built: 2005
  • Approx Sq. Feet: 1,160
  • Est. Taxes: $4,156
  • Condo Fee: $1,228 Quarterly
  • Master HOA Fee: $573
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226002318
  • Website: https://www.raveis.com
    /prop/226002318/20040barlettaln_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Gulf Shore Properties SWFL

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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20040 Barletta LN, Estero, FL, 33928

$259,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.628%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,193 $1,241 $1,679
Total Monthly Payment $1,614 $1,662 $2,100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.