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This is your opportunity to live in a beautiful furnished turnkey 3-bedroom condo in Harbor Point with your own boat slip and 10, 000 lb boat lift right outside your back lanai. Very quick trip to open water leading to the Gulf of Mexico and surrounding Islands. When you’re not boating you can enjoy the short walk to Fishermen's Village, Gilcrest Park, the Library and beautiful walking trails. The lanai features a newer enclosure system with screens and sliding vinyl windows allowing unbelievable views of the canal day or night year-round. This home features 3 large bedrooms, 2 full baths, hurricane impact windows, designer details throughout and a open floor plan. The beautiful kitchen features granite countertops, tile back splash, warm wooden cabinets, and a breakfast bar that overlooks the great room with large sliders to the lanai. This condo also boasts an inside laundry room with washer, dryer and wooden cabinets for storage. The spacious master suite offers a large walk-in closet and ensuite bath with dual sinks and walk in shower. The second large bedroom includes closet/storage space. The third bedroom, or office if you wish, includes a trundle bed, plenty of room to accommodate those welcomed visitors. Harbor Point has its own heated community pool, covered parking for residents and open parking for guest. Located 5 minutes to the Peace River, Fishermen's village and Historic downtown Punta Gorda shopping, waterfront dining, parks, boat ramps, fishing piers, walking and bike paths, art galleries and the wonderful farmer’s market. Whether you’re looking for a new home or investment property this home is the place for you. A Low Monthly HOA of $360 and a Annual Association Insurance premiums that are billed in March of $2522 and est for Sept. is $3008 make this home not only beautiful but affordable. Move-in-ready! Don't wait long to see this one it is truly a amazing opportunity to live the South Florida dream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,600 | $311,600 | $311,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,866 | $2,505 |
| Total Monthly Payment | $2,248 | $2,369 | $3,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.