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WELCOME HOME !! There is much to appreciate in this spacious MOVE IN READY Stucco home. Large corner lot with easy to maintain landscaping, and a comfortable front porch ideal for enjoying the friendly neighbors and peaceful community. Upon entering the home, the moisture resistant flooring draws you in with continuous flow thru-out with no thresholds making clean up a breeze. The kitchen is a culinary delight with abundant counter prep space, plentiful oak cabinets, stainless appliances, sky light and a breakfast nook with bay window. Both living room and Florida room offer plenty of space for entertaining multitudes, or cozying up with a good book while others watch their favorite shows without disrupting your peace ! Primary bedroom has 2 closets, 2 sinks and a walk in shower. Inside laundry room with wash tub sink also has a folding station. The screened patio is a delightful place to enjoy the Florida weather year round !! ROOF 2021, HVAC 2021, WATER HEATER 2000, WATER SOFTENER, FIBER OPTICS WI-FI. In the active 55+ fun friendly gated golf community of SPRUCE CREEK PRESERVE Heated pool, spa, pickleball, tennis, cornhole, fitness center, shuffleboard, water aerobics, yoga, exercise classes, chair volleyball, games, cards, BINGO, bunco, crafts, potlucks, dances, social and travel groups. Nestled in on 3 sides to 4, 000 acres of Nature Preserve offers a tranquility that is hard to come by these days. Still just minutes from golf, groceries, restaurants, shopping, banking, hospital/medical, miles of biking/hiking nature trails.
North Central location is great for kayaking the Rainbow River, swimming at KP Hole, World Equestrian Center activities, fishing the Gulf, beaches of Daytona, sight seeing in St Augustine, Amusement parks in Orlando, Nassau, Crystal River, Destin. . . the list goes on and on !!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,142 | $1,221 | $1,639 |
| Total Monthly Payment | $1,449 | $1,528 | $1,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.