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Rare Golf Course Living Under $350K! Welcome to Stillwater at St. Johns, the premier 55+ active adult gated community. This nearly new 2024 Sienna Villa sits on a premium lot overlooking the 9th hole, offering serene pond views and ultimate privacy. Designed for an upscale, low maintenance lifestyle, this 2BR/2BA plus a flexible den features an open concept layout with modern finishes. The gourmet kitchen shines with 42'' white cabinetry, quartz countertops, and Frigidare® stainless appliances. Enjoy durable wood look tile throughout and a tankless water heater for efficiency. Relax on your screened lanai with coastal breezes and scenic fairway views. HOA includes golf membership and lawn care! Residents enjoy world class amenities: clubhouse, pool, fitness center, and pickleball. Experience the best of Florida's active adult lifestyle today! Up to $2, 750 Lender Incentive available with our preferred lender. Vacant and ready for a quick closing. Move in and start playing golf today! Beyond your front door, enjoy world-class amenities including a championship golf course, clubhouse, and social activities. Lender incentives up to $2, 750 available with the preferred lender. Don't miss your chance to own a piece of paradise. HOA includes Golf Membership & Lawn Service + Exterior Villa Maintenance. With HOA dues all owners are members and have full golf membership, Lawn maintenance covered, access to lodge + restaurant, Golf Amenities, Aquatic Center, Amazing Fitness Center, Stunning Restaurant & Lounge, Top Tracer Facility, Tennis & Pickleball Courts, Gated Community Access.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,675 | $2,221 |
| Total Monthly Payment | $2,309 | $2,375 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.