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Welcome to 120 Garden Row Dr S in Hilton Head Lakes, a thoughtfully designed and well-maintained Lowcountry home that blends modern comfort with relaxed coastal living. Built in 2020, this move-in-ready residence offers a bright, open floor plan ideal for both everyday living and entertaining. Luxury vinyl plank flooring runs throughout the home, providing durability, easy maintenance, and a cohesive, contemporary look. The kitchen is the heart of the home and delivers on both style and function, featuring upgraded cabinetry, granite countertops, a tile backsplash, and stainless steel appliances-all of which convey with the home. Whether you're preparing weeknight meals or hosting friends and family, the open layout allows for seamless flow between the kitchen, dining, and living spaces. One of the standout features of this home is the 15' x 20' screened-in lanai, a true extension of the living space and a perfect spot to enjoy Lowcountry mornings, evenings, and everything in between. The fully fenced backyard offers privacy and flexibility-ideal for pets, gardening, or outdoor gatherings-while the detached garage provides additional storage and functionality. Located within the gated Hilton Head Lakes community, residents enjoy access to a wide range of amenities including an 18-hole Tom Fazio-designed golf course, community pool, fitness center, pickleball courts, and scenic walking trails. Conveniently situated near Bluffton, Savannah, and Hilton Head Island, this home offers easy access to shopping, dining, beaches, and major employers while still providing a peaceful residential setting. If you're looking for a home that offers modern finishes, inviting outdoor living, and a welcoming community atmosphere, 120 Garden Row Dr S is an opportunity you won't want to miss.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$359,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,600 | $287,600 | $287,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,722 | $1,794 | $2,369 |
| Total Monthly Payment | $1,797 | $1,869 | $2,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.