204 22ND STREET W, Bradenton, FL, 34205 | $350,000

**HIGHLY MOTIVATED SELLERS!!! BRING ALL OFFERS!** MASSIVE PRICE REDUCTION! Dying for a brand-new home without the HOA drama and CDD headaches?! SAY LESS! This gorgeous 3 bedroom 2 bathroom, with a one car garage is your GOLDEN OPPORTUNITY for a Hurricane-rated, brand-new feel, that's finally free from HOA rules and regs! A rare blend of HISTORIC CHARM, modern LUXURY, and INCOME POTENTIAL—this fully renovated home is the definition of move-in ready and money-smart! Every inch of this residence has been thoughtfully transformed to deliver the confidence of modern systems with the warmth and character buyers crave. This is not a cosmetic flip—this is a true top-to-bottom renovation designed for long-term peace of mind where pride of ownership surrounds every corner. Major upgrades include a BRAND NEW HVAC system (2025), a durable METAL ROOF (2018) built to withstand Florida’s storms, a new electrical panel (2019), and a complete home replumb (2019). Hurricane-rated IMPACT WINDOWS and 8-foot storm doors installed in both the front and back (2018) provide added storm protection, enhanced energy efficiency, and everyday comfort. Hello LOW ENERGY bills! Step inside and experience a fresh, modern interior where every finish has been updated in 2025. The home features all-new cabinetry and stone countertops throughout, brand-new STAINLESS STEEL appliances, including a 5-burner convection oven/range, and stylish new lighting fixtures and ceiling fans that elevate every space. Brand new Wood laminate flooring flows seamlessly throughout, creating a cohesive, low-maintenance, and designer-inspired look. Both bathrooms have been fully refreshed with new subway tile, updated exhaust fans, and all-new water fixtures, offering a spa-like, clean, and contemporary feel. The overall aesthetic is bright, airy, and welcoming—perfect for full-time living, a vacation home, or a high-performing SHORT TERM RENTAL! And the location? Simply exceptional. Nestled in the HISTORIC DISTRICT, this home sits just a short walk from the Manatee River, where nature becomes part of your daily rhythm. Imagine morning strolls with views of bald eagles and ospreys, sunset waterfront moments, and the unforgettable thrill of spotting dolphins and manatees in their natural habitat. It’s a lifestyle that feels both peaceful and vibrant, authentic and exciting. For investors, this property offers outstanding Airbnb and VRBO potential, thanks to its turnkey condition, prime walkable setting, and undeniable charm. For homeowners, it offers a STRESS-FREE, fully modernized residence in an area rich with history, character, and community. Fully renovated. Storm-ready. Short-term rental ready. Lifestyle-ready.
This is more than a home—it’s a strategic investment, a personal retreat, and a rare opportunity wrapped into one.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 74 x 75
  • Laundry: In Garage
  • Style: Mid-Century Modern
  • Year Built: 1948
  • Garage: 1-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,416
  • Acreage: 0.13
  • Lot Size: 74 x 75
  • Est. Taxes: $4,154
  • Lot Desc: Flood Insurance Required, Historic District, City Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: W7882353
  • Days on Market: 157 days
  • Website: https://www.raveis.com
    /prop/W7882353/20422ndstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 12:35:27 PM)
Listing courtesy of THE WILKINS WAY LLC   Phone: 407-874-0230

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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204 22ND STREET W, Bradenton, FL, 34205

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,677 $1,768 $2,325
Total Monthly Payment $2,098 $2,189 $2,746

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.