272 SHORE DRIVE, Palm Harbor, FL, 34683 | $1,595,000

Under contract-accepting backup offers. Introducing this Rustic Chic Ranch style home in the most desirable waterfront location in all of Ozona ~ Welcome to Shore Drive! Situated on a private “key” lot with full, direct Gulf access, this beautifully customized residence offers the ultimate Florida waterfront lifestyle. Every detail has been thoughtfully designed to perfection and meticulously maintained. Enjoy a newly installed brick-paver circular driveway and professionally landscaped grounds by Earthscapes, creating stunning curb appeal from the moment you arrive. The recently remodeled composite dock (2023) features new electrical, motor, control and wiring, along with a 12, 000 lb boat lift and Jet Ski lift, plus 20 feet of seawall frontage ~ Ready for your next adventure on the water!

The secluded, fenced backyard serves as a lush oasis, featuring a sparkling pool, covered/open patio and a screened-in lanai nestled amongst mature landscaping. A vibrant green path leads you straight to the open water where you will find an additional patio with seating and your private dock. Inside, the heart of the home is a stunning, custom-designed kitchen by Tampa Bay Millworks, showcasing solid walnut cabinetry, quartz countertops, KitchenAid appliances including a double oven, and a spacious island with a floating walnut butcher block bar top. A double-sided wood-burning fireplace links the living and family rooms, creating warmth and character throughout. The primary suite offers a spa-like bath with dual sinks, a jacuzzi tub and a walk-in, rainfall shower. A flexible fourth bedroom suite with private entrance, kitchenette, and full bath provides ideal space for guests, in-laws or rental potential. All Windows and Sliding Doors, including the garage door, are Hurricane-Rated and durable wood plank, porcelain tile in all the right places! New Water Heater (2024), New Pool Pump (2024), Freshly Painted Exterior (2025).

Located in the charming, Coastal town of Ozona, a laid back golf cart community with no HOA or deed restrictions, you are just steps from local restaurants, marinas, the Pinellas Trail, and a short ride to Downtown Palm Harbor, Dunedin and the Tarpon Springs Sponge Docks. Zoned for top rated schools and minutes from Innisbrook Golf Resort, home of the PGA Valspar Tournament and many other golf and outdoor activities, this home really offers the True Florida Lifestyle! It is time to Treat Yourself and Start Living the Salt Life You have Always Dreamed of!!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 20 x 140
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1973
  • Garage: 2-car Circular Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,938
  • Acreage: 0.32
  • Lot Size: 20 x 140
  • Est. Taxes: $8,573
  • Lot Desc: Key Lot, Landscaped, Near Golf Course, Near Marina, Private, Sidewalk
  • View: Pool, Water
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Fiberglass, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: TB8467215
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/TB8467215/272shoredrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 9:17:18 AM)


Jesus AbreuSales Associate

561.577.0912

Jesus.Abreu@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

272 SHORE DRIVE, Palm Harbor, FL, 34683

$1,595,000

Jesus Abreu

Sales Associate

William Raveis Real Estate

Phone: 561.577.0912

Jesus.Abreu@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $714 $714 $714
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,046 $7,446 $10,426
Total Monthly Payment $7,885 $8,285 $11,265

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.