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MOVE-IN READY | FULLY REMODELED | USDA 100% FINANCING AVAILABLE . Welcome to this beautifully renovated 4-bedroom, 1-bath home located in charming Dade City—where modern updates meet small-town Florida living. Completely remodeled from top to bottom, this home is absolutely perfect for first-time homebuyers or anyone looking for peace of mind and turnkey living. Every major system has been upgraded, including: New metal roof; Brand-new HVAC system with new ductwork; All-new electrical; Fully updated plumbing throughout; New windows; New flooring throughout the home. The heart of the home is the spectacular, fully renovated kitchen, featuring gorgeous granite countertops, a stunning modern backsplash, sleek stainless-steel appliances, and abundant shaker-style cabinetry—both stylish and functional for everyday living and entertaining. While the home offers one bathroom, it has been fully remodeled with elegant porcelain tile, modern finishes, and a clean, timeless design. Enjoy an expansive front yard, ideal for gatherings and curb appeal, but the true showstopper is the large enclosed lanai and spacious, fenced backyard—perfect for entertaining, relaxing, gardening, or enjoying Florida’s outdoor lifestyle year-round. Additional highlights include: Long driveway with ample parking for vehicles, boats, or recreational toys. NO HOA, NO CDD, and NO flood insurance required. Freedom from deed restrictions. Ideally located just minutes from Historic Downtown Dade City, you’ll love being close to charming shops, local restaurants, coffee houses, festivals, and community events. Enjoy the peaceful small-town feel while maintaining quick access to major highways for easy commutes to Tampa, Lakeland, Ocala, and Orlando. This home truly checks every box—style, updates, location, and affordability. USDA eligible with 100% financing available! Schedule your private tour today—homes like this don’t last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $224,000 | $224,000 | $224,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $42 | $42 | $42 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,254 | $1,342 | $1,786 |
| Total Monthly Payment | $1,371 | $1,459 | $1,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.