417 ROCK SPRINGS CIRCLE, Groveland, FL, 34736 | $399,900

At $399, 900, this exceptional home includes a fully paid-off solar power system — a significant value enhancement that delivers immediate energy savings with no lease, no lien, and fully transferable ownership. With Florida electric costs often reaching substantial levels, this upgrade provides meaningful long-term savings and energy independence. Can you imagine paying an estimated $480 per year for electricity? This smart, forward-thinking investment offers both financial and environmental advantages from day one.

Beautifully maintained and truly move-in ready, this one-story residence is located in the highly desirable gated community of Waterside Pointe and offers water access along with exceptional community amenities. The home features four bedrooms and two full bathrooms within a thoughtfully designed open floor plan spanning just under 2, 000 square feet.

Interior highlights include solid surface countertops, real hardwood flooring in the great room, upgraded flooring throughout, and numerous builder enhancements that elevate both style and functionality. Additional features include a security system, Nest thermostat, custom primary closet organization system, LG air fryer oven, coffee bar with kegerator, water softener, and a water heater replaced in 2019. Both the interior and exterior have been freshly painted, reflecting meticulous care and pride of ownership.

The fenced backyard provides added privacy and an ideal setting for relaxing or entertaining, while the home’s location on a mostly private street enhances its quiet appeal. The open-concept layout allows for seamless everyday living and effortless gatherings.

Residents of Waterside Pointe enjoy access to resort-style amenities including a clubhouse, fitness center, pool, tennis and basketball courts, multiple playgrounds, expansive green spaces, and a scenic 3. 2-mile lakeside loop perfect for walking, biking, or golf cart rides.

This property presents a rare opportunity to own a thoughtfully upgraded, energy-efficient home in one of the area’s most sought-after gated communities — offering luxury, privacy, and long-term value.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,877
  • Acreage: 0.13
  • Est. Taxes: $2,928
  • HOA Fee: $544 Quarterly
  • Lot Desc: Landscaped
  • Elem. School: Aurelia Cole Academy
  • Middle School: Aurelia Cole Academy
  • High School: South Lake High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: G5107083
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/G5107083/417rockspringscircle_groveland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/18/2026 2:44:28 AM)
Listing courtesy of TerZa Real Estate   Phone: 352-559-3336

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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417 ROCK SPRINGS CIRCLE, Groveland, FL, 34736

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.132% 5.396%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,767 $1,916 $2,551
Total Monthly Payment $2,086 $2,235 $2,870

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.